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Actuary Salary in Lexington, KY β€” 2026 Guide

Estimated salaries are adjusted for Lexington's cost of living (index: 90). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Lexington β€” Key Numbers

$108,000
Median Salary
$79,227
25th Percentile
$146,988
75th Percentile
$192,510
90th Percentile
National median (Actuary)$120,000
vs. National median-10.0%
Lexington median household income$61,200
vs. City household income+76.5%

Cost of Living in Lexington

Cost of Living Index
90(100 = avg)
Median Monthly Rent$925/mo
Rent-to-Income Ratio10.3%
Annual rent cost$11,100
Median Home Price$265,000
Home Price / Salary2.5Γ—
20% Down Payment$53,000
Years to save (20% rate)2.5 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Lexington

3.3%
Unemployment Rate
530,000
Metro Population
22 min
Avg Commute
33.9
Median Age

Lexington has a metro population of 530,000, offering a sizeable job market with strong opportunities across key sectors. The 3.3% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Actuary Salary β€” Other Kentucky Cities

Frequently Asked Questions

How much does a Actuary make in Lexington, KY?

The estimated median salary for a Actuary in Lexington is $108,000 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Lexington's cost of living index (90). The typical salary range runs from $79,227 (25th percentile) to $146,988 (75th percentile), with top earners reaching $192,510.

Is Lexington affordable for a Actuary?

On a $108,000 annual salary, a Actuary in Lexington would spend approximately 10.3% of gross monthly income on median rent ($925/month). This is well within the 28% affordability threshold, making Lexington relatively affordable for this profession. The median home price of $265,000 is 2.5Γ— the annual salary.

How does a Actuary's salary compare to Lexington's overall income?

Lexington's median household income is $61,200. A Actuary earning the city-adjusted median of $108,000 earns 76.5% more than the typical Lexington household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.