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Actuary Salary in Louisville, KY β€” 2026 Guide

Estimated salaries are adjusted for Louisville's cost of living (index: 87). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Louisville β€” Key Numbers

$104,400
Median Salary
$76,586
25th Percentile
$142,088
75th Percentile
$186,093
90th Percentile
National median (Actuary)$120,000
vs. National median-13.0%
Louisville median household income$59,600
vs. City household income+75.2%

Cost of Living in Louisville

Cost of Living Index
87(100 = avg)
Median Monthly Rent$895/mo
Rent-to-Income Ratio10.3%
Annual rent cost$10,740
Median Home Price$235,000
Home Price / Salary2.3Γ—
20% Down Payment$47,000
Years to save (20% rate)2.3 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Louisville

3.8%
Unemployment Rate
1,410,000
Metro Population
23 min
Avg Commute
37.3
Median Age

Louisville has a metro population of 1,410,000, offering a sizeable job market with strong opportunities across key sectors. The 3.8% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Actuary Salary β€” Other Kentucky Cities

Frequently Asked Questions

How much does a Actuary make in Louisville, KY?

The estimated median salary for a Actuary in Louisville is $104,400 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Louisville's cost of living index (87). The typical salary range runs from $76,586 (25th percentile) to $142,088 (75th percentile), with top earners reaching $186,093.

Is Louisville affordable for a Actuary?

On a $104,400 annual salary, a Actuary in Louisville would spend approximately 10.3% of gross monthly income on median rent ($895/month). This is well within the 28% affordability threshold, making Louisville relatively affordable for this profession. The median home price of $235,000 is 2.3Γ— the annual salary.

How does a Actuary's salary compare to Louisville's overall income?

Louisville's median household income is $59,600. A Actuary earning the city-adjusted median of $104,400 earns 75.2% more than the typical Louisville household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.