How does a Actuary's salary in McAllen compare to the rest of Texas?

McAllen's cost of living index is 81 vs. the national average of 100, so salaries are adjusted downward accordingly. A Actuary earning the city-adjusted median of $97,200 earns $53,200 more than the median household income in McAllen ($44,000).

Actuary Salary in McAllen, TX — 2026 Guide

Estimated salaries are adjusted for McAllen's cost of living (index: 81). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in McAllen — Key Numbers

$97,200

Median Salary

$71,304

25th Percentile

$132,289

75th Percentile

$173,259

90th Percentile

National median (Actuary)$120,000

vs. National median-19.0%

McAllen median household income$44,000

vs. City household income+120.9%

Cost of Living in McAllen

Cost of Living Index

81(100 = avg)

Median Monthly Rent$880/mo

Rent-to-Income Ratio10.9%

Annual rent cost$10,560

Median Home Price$185,000

Home Price / Salary1.9×

20% Down Payment$37,000

Years to save (20% rate)1.9 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in McAllen

6.8%

Unemployment Rate

900,000

Metro Population

21 min

Avg Commute

29.4

Median Age

McAllen has a metro population of 900,000, offering a sizeable job market with strong opportunities across key sectors. The 6.8% unemployment rate is above the national average, which may reflect broader economic conditions in the region.

Financial Calculators for McAllen

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Cost of Living — McAllen

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Rent vs. Buy in McAllen

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Budget Planner

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Actuary Salary in Texas

Statewide salary breakdown

Other Professions in McAllen

Physician$185,733 Chief Executive Officer$170,100 Dentist$142,163 IT Manager$137,303 Marketing Manager$127,672 Lawyer$118,066

Actuary Salary — Other Texas Cities

Houston, TX$121,200 Dallas, TX$126,000 San Antonio, TX$110,400 Austin, TX$145,200 Fort Worth, TX$118,800

Frequently Asked Questions

How much does a Actuary make in McAllen, TX?

The estimated median salary for a Actuary in McAllen is $97,200 per year (2026). This is derived from the national BLS median of $120,000 adjusted by McAllen's cost of living index (81). The typical salary range runs from $71,304 (25th percentile) to $132,289 (75th percentile), with top earners reaching $173,259.

Is McAllen affordable for a Actuary?

On a $97,200 annual salary, a Actuary in McAllen would spend approximately 10.9% of gross monthly income on median rent ($880/month). This is well within the 28% affordability threshold, making McAllen relatively affordable for this profession. The median home price of $185,000 is 1.9× the annual salary.

How does a Actuary's salary compare to McAllen's overall income?

McAllen's median household income is $44,000. A Actuary earning the city-adjusted median of $97,200 earns 120.9% more than the typical McAllen household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Actuary — National Actuary in Texas All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.