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Actuary Salary in Naples, FL β€” 2026 Guide

Estimated salaries are adjusted for Naples's cost of living (index: 136). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Naples β€” Key Numbers

$163,200
Median Salary
$119,721
25th Percentile
$222,115
75th Percentile
$290,904
90th Percentile
National median (Actuary)$120,000
vs. National median+36.0%
Naples median household income$82,000
vs. City household income+99.0%

Cost of Living in Naples

Cost of Living Index
136(100 = avg)
Median Monthly Rent$2,200/mo
Rent-to-Income Ratio16.2%
Annual rent cost$26,400
Median Home Price$560,000
Home Price / Salary3.4Γ—
20% Down Payment$112,000
Years to save (20% rate)3.4 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Naples

2.6%
Unemployment Rate
390,000
Metro Population
24 min
Avg Commute
51.4
Median Age

Naples has a metro population of 390,000, offering a growing job market with opportunities especially in established local industries. The 2.6% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Actuary make in Naples, FL?

The estimated median salary for a Actuary in Naples is $163,200 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Naples's cost of living index (136). The typical salary range runs from $119,721 (25th percentile) to $222,115 (75th percentile), with top earners reaching $290,904.

Is Naples affordable for a Actuary?

On a $163,200 annual salary, a Actuary in Naples would spend approximately 16.2% of gross monthly income on median rent ($2,200/month). This is well within the 28% affordability threshold, making Naples relatively affordable for this profession. The median home price of $560,000 is 3.4Γ— the annual salary.

How does a Actuary's salary compare to Naples's overall income?

Naples's median household income is $82,000. A Actuary earning the city-adjusted median of $163,200 earns 99.0% more than the typical Naples household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.