How does a Actuary's salary in Santa Rosa compare to the rest of California?

Santa Rosa's cost of living index is 148 vs. the national average of 100, so salaries are adjusted upward accordingly. A Actuary earning the city-adjusted median of $177,600 earns $89,200 more than the median household income in Santa Rosa ($88,400).

Actuary Salary in Santa Rosa, CA — 2026 Guide

Estimated salaries are adjusted for Santa Rosa's cost of living (index: 148). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Santa Rosa — Key Numbers

$177,600

Median Salary

$130,284

25th Percentile

$241,714

75th Percentile

$316,572

90th Percentile

National median (Actuary)$120,000

vs. National median+48.0%

Santa Rosa median household income$88,400

vs. City household income+100.9%

Cost of Living in Santa Rosa

Cost of Living Index

148(100 = avg)

Median Monthly Rent$2,100/mo

Rent-to-Income Ratio14.2%

Annual rent cost$25,200

Median Home Price$680,000

Home Price / Salary3.8×

20% Down Payment$136,000

Years to save (20% rate)3.8 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Santa Rosa

4.0%

Unemployment Rate

510,000

Metro Population

27 min

Avg Commute

40.3

Median Age

Santa Rosa has a metro population of 510,000, offering a sizeable job market with strong opportunities across key sectors. The 4.0% unemployment rate is near the national average.

Financial Calculators for Santa Rosa

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Cost of Living — Santa Rosa

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Actuary Salary in California

Statewide salary breakdown

Other Professions in Santa Rosa

Physician$339,364 Chief Executive Officer$310,800 Dentist$259,755 IT Manager$250,875 Marketing Manager$233,278 Lawyer$215,725

Actuary Salary — Other California Cities

Los Angeles, CA$207,600 San Francisco, CA$256,800 San Jose, CA$237,600 San Diego, CA$195,600 Riverside, CA$146,400

Frequently Asked Questions

How much does a Actuary make in Santa Rosa, CA?

The estimated median salary for a Actuary in Santa Rosa is $177,600 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Santa Rosa's cost of living index (148). The typical salary range runs from $130,284 (25th percentile) to $241,714 (75th percentile), with top earners reaching $316,572.

Is Santa Rosa affordable for a Actuary?

On a $177,600 annual salary, a Actuary in Santa Rosa would spend approximately 14.2% of gross monthly income on median rent ($2,100/month). This is well within the 28% affordability threshold, making Santa Rosa relatively affordable for this profession. The median home price of $680,000 is 3.8× the annual salary.

How does a Actuary's salary compare to Santa Rosa's overall income?

Santa Rosa's median household income is $88,400. A Actuary earning the city-adjusted median of $177,600 earns 100.9% more than the typical Santa Rosa household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Actuary — National Actuary in California All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.