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Actuary Salary in Wilmington, DE β€” 2026 Guide

Estimated salaries are adjusted for Wilmington's cost of living (index: 103). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Actuary Salary in Wilmington β€” Key Numbers

$123,600
Median Salary
$90,671
25th Percentile
$168,220
75th Percentile
$220,317
90th Percentile
National median (Actuary)$120,000
vs. National median+3.0%
Wilmington median household income$68,800
vs. City household income+79.7%

Cost of Living in Wilmington

Cost of Living Index
103(100 = avg)
Median Monthly Rent$1,350/mo
Rent-to-Income Ratio13.1%
Annual rent cost$16,200
Median Home Price$295,000
Home Price / Salary2.4Γ—
20% Down Payment$59,000
Years to save (20% rate)2.4 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Wilmington

4.4%
Unemployment Rate
740,000
Metro Population
25 min
Avg Commute
37.2
Median Age

Wilmington has a metro population of 740,000, offering a sizeable job market with strong opportunities across key sectors. The 4.4% unemployment rate is near the national average.

Frequently Asked Questions

How much does a Actuary make in Wilmington, DE?

The estimated median salary for a Actuary in Wilmington is $123,600 per year (2026). This is derived from the national BLS median of $120,000 adjusted by Wilmington's cost of living index (103). The typical salary range runs from $90,671 (25th percentile) to $168,220 (75th percentile), with top earners reaching $220,317.

Is Wilmington affordable for a Actuary?

On a $123,600 annual salary, a Actuary in Wilmington would spend approximately 13.1% of gross monthly income on median rent ($1,350/month). This is well within the 28% affordability threshold, making Wilmington relatively affordable for this profession. The median home price of $295,000 is 2.4Γ— the annual salary.

How does a Actuary's salary compare to Wilmington's overall income?

Wilmington's median household income is $68,800. A Actuary earning the city-adjusted median of $123,600 earns 79.7% more than the typical Wilmington household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.