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Federal Government Employee Salary in Billings, MT β€” 2026 Guide

Estimated salaries are adjusted for Billings's cost of living (index: 96). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Billings β€” Key Numbers

$93,120
Median Salary
$61,440
25th Percentile
$129,600
75th Percentile
$168,000
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median-4.0%
Billings median household income$62,400
vs. City household income+49.2%

Cost of Living in Billings

Cost of Living Index
96(100 = avg)
Median Monthly Rent$1,150/mo
Rent-to-Income Ratio14.8%
Annual rent cost$13,800
Median Home Price$335,000
Home Price / Salary3.6Γ—
20% Down Payment$67,000
Years to save (20% rate)3.6 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Billings

3.0%
Unemployment Rate
185,000
Metro Population
17 min
Avg Commute
36.6
Median Age

Billings has a metro population of 185,000, offering a growing job market with opportunities especially in established local industries. The 3.0% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Federal Government Employee make in Billings, MT?

The estimated median salary for a Federal Government Employee in Billings is $93,120 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Billings's cost of living index (96). The typical salary range runs from $61,440 (25th percentile) to $129,600 (75th percentile), with top earners reaching $168,000.

Is Billings affordable for a Federal Government Employee?

On a $93,120 annual salary, a Federal Government Employee in Billings would spend approximately 14.8% of gross monthly income on median rent ($1,150/month). This is well within the 28% affordability threshold, making Billings relatively affordable for this profession. The median home price of $335,000 is 3.6Γ— the annual salary.

How does a Federal Government Employee's salary compare to Billings's overall income?

Billings's median household income is $62,400. A Federal Government Employee earning the city-adjusted median of $93,120 earns 49.2% more than the typical Billings household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.