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Federal Government Employee Salary in Cincinnati, OH β€” 2026 Guide

Estimated salaries are adjusted for Cincinnati's cost of living (index: 91). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Cincinnati β€” Key Numbers

$88,270
Median Salary
$58,240
25th Percentile
$122,850
75th Percentile
$159,250
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median-9.0%
Cincinnati median household income$65,600
vs. City household income+34.6%

Cost of Living in Cincinnati

Cost of Living Index
91(100 = avg)
Median Monthly Rent$952/mo
Rent-to-Income Ratio12.9%
Annual rent cost$11,424
Median Home Price$235,000
Home Price / Salary2.7Γ—
20% Down Payment$47,000
Years to save (20% rate)2.7 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Cincinnati

3.7%
Unemployment Rate
2,280,000
Metro Population
24 min
Avg Commute
35.6
Median Age

Cincinnati has a metro population of 2,280,000, offering a large, diverse job market with many employers across all industries. The 3.7% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Federal Government Employee make in Cincinnati, OH?

The estimated median salary for a Federal Government Employee in Cincinnati is $88,270 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Cincinnati's cost of living index (91). The typical salary range runs from $58,240 (25th percentile) to $122,850 (75th percentile), with top earners reaching $159,250.

Is Cincinnati affordable for a Federal Government Employee?

On a $88,270 annual salary, a Federal Government Employee in Cincinnati would spend approximately 12.9% of gross monthly income on median rent ($952/month). This is well within the 28% affordability threshold, making Cincinnati relatively affordable for this profession. The median home price of $235,000 is 2.7Γ— the annual salary.

How does a Federal Government Employee's salary compare to Cincinnati's overall income?

Cincinnati's median household income is $65,600. A Federal Government Employee earning the city-adjusted median of $88,270 earns 34.6% more than the typical Cincinnati household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.