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Federal Government Employee Salary in Toledo, OH — 2026 Guide

Estimated salaries are adjusted for Toledo's cost of living (index: 80). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Toledo — Key Numbers

$77,600
Median Salary
$51,200
25th Percentile
$108,000
75th Percentile
$140,000
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median-20.0%
Toledo median household income$48,400
vs. City household income+60.3%

Cost of Living in Toledo

Cost of Living Index
80(100 = avg)
Median Monthly Rent$733/mo
Rent-to-Income Ratio11.3%
Annual rent cost$8,796
Median Home Price$145,000
Home Price / Salary1.9×
20% Down Payment$29,000
Years to save (20% rate)1.9 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Toledo

5.8%
Unemployment Rate
620,000
Metro Population
21 min
Avg Commute
36.8
Median Age

Toledo has a metro population of 620,000, offering a sizeable job market with strong opportunities across key sectors. The 5.8% unemployment rate is near the national average.

Financial Calculators for Toledo

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Cost of Living — Toledo
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Federal Government Employee Salary in Ohio
Statewide salary breakdown

Other Professions in Toledo

Physician$183,440Chief Executive Officer$168,000Dentist$140,408IT Manager$135,608Marketing Manager$126,096Lawyer$116,608

Federal Government Employee Salary — Other Ohio Cities

Columbus, OH$87,300Cleveland, OH$82,450Cincinnati, OH$88,270Dayton, OH$80,510Akron, OH$80,510

Frequently Asked Questions

How much does a Federal Government Employee make in Toledo, OH?

The estimated median salary for a Federal Government Employee in Toledo is $77,600 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Toledo's cost of living index (80). The typical salary range runs from $51,200 (25th percentile) to $108,000 (75th percentile), with top earners reaching $140,000.

Is Toledo affordable for a Federal Government Employee?

On a $77,600 annual salary, a Federal Government Employee in Toledo would spend approximately 11.3% of gross monthly income on median rent ($733/month). This is well within the 28% affordability threshold, making Toledo relatively affordable for this profession. The median home price of $145,000 is 1.9× the annual salary.

How does a Federal Government Employee's salary compare to Toledo's overall income?

Toledo's median household income is $48,400. A Federal Government Employee earning the city-adjusted median of $77,600 earns 60.3% more than the typical Toledo household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Federal Government Employee — NationalFederal Government Employee in OhioAll Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.