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Federal Government Employee Salary in Naples, FL — 2026 Guide

Estimated salaries are adjusted for Naples's cost of living (index: 136). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Naples — Key Numbers

$131,920
Median Salary
$87,040
25th Percentile
$183,600
75th Percentile
$238,000
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median+36.0%
Naples median household income$82,000
vs. City household income+60.9%

Cost of Living in Naples

Cost of Living Index
136(100 = avg)
Median Monthly Rent$2,200/mo
Rent-to-Income Ratio20.0%
Annual rent cost$26,400
Median Home Price$560,000
Home Price / Salary4.2×
20% Down Payment$112,000
Years to save (20% rate)4.2 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Naples

2.6%
Unemployment Rate
390,000
Metro Population
24 min
Avg Commute
51.4
Median Age

Naples has a metro population of 390,000, offering a growing job market with opportunities especially in established local industries. The 2.6% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Naples

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Cost of Living — Naples
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Federal Government Employee Salary in Florida
Statewide salary breakdown

Other Professions in Naples

Physician$311,848Chief Executive Officer$285,600Dentist$238,694IT Manager$230,534Marketing Manager$214,363Lawyer$198,234

Federal Government Employee Salary — Other Florida Cities

Miami, FL$127,070Tampa, FL$104,760Orlando, FL$100,880Jacksonville, FL$93,120Cape Coral, FL$103,790

Frequently Asked Questions

How much does a Federal Government Employee make in Naples, FL?

The estimated median salary for a Federal Government Employee in Naples is $131,920 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Naples's cost of living index (136). The typical salary range runs from $87,040 (25th percentile) to $183,600 (75th percentile), with top earners reaching $238,000.

Is Naples affordable for a Federal Government Employee?

On a $131,920 annual salary, a Federal Government Employee in Naples would spend approximately 20.0% of gross monthly income on median rent ($2,200/month). This is well within the 28% affordability threshold, making Naples relatively affordable for this profession. The median home price of $560,000 is 4.2× the annual salary.

How does a Federal Government Employee's salary compare to Naples's overall income?

Naples's median household income is $82,000. A Federal Government Employee earning the city-adjusted median of $131,920 earns 60.9% more than the typical Naples household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Federal Government Employee — NationalFederal Government Employee in FloridaAll Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.