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Federal Government Employee Salary in Palm Bay, FL — 2026 Guide

Estimated salaries are adjusted for Palm Bay's cost of living (index: 100). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Palm Bay — Key Numbers

$97,000
Median Salary
$64,000
25th Percentile
$135,000
75th Percentile
$175,000
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median+0.0%
Palm Bay median household income$57,400
vs. City household income+69.0%

Cost of Living in Palm Bay

Cost of Living Index
100(100 = avg)
Median Monthly Rent$1,450/mo
Rent-to-Income Ratio17.9%
Annual rent cost$17,400
Median Home Price$320,000
Home Price / Salary3.3×
20% Down Payment$64,000
Years to save (20% rate)3.3 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Palm Bay

3.4%
Unemployment Rate
610,000
Metro Population
28 min
Avg Commute
41.5
Median Age

Palm Bay has a metro population of 610,000, offering a sizeable job market with strong opportunities across key sectors. The 3.4% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Palm Bay

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Cost of Living — Palm Bay
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Federal Government Employee Salary in Florida
Statewide salary breakdown

Other Professions in Palm Bay

Physician$229,300Chief Executive Officer$210,000Dentist$175,510IT Manager$169,510Marketing Manager$157,620Lawyer$145,760

Federal Government Employee Salary — Other Florida Cities

Miami, FL$127,070Tampa, FL$104,760Orlando, FL$100,880Jacksonville, FL$93,120Cape Coral, FL$103,790

Frequently Asked Questions

How much does a Federal Government Employee make in Palm Bay, FL?

The estimated median salary for a Federal Government Employee in Palm Bay is $97,000 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Palm Bay's cost of living index (100). The typical salary range runs from $64,000 (25th percentile) to $135,000 (75th percentile), with top earners reaching $175,000.

Is Palm Bay affordable for a Federal Government Employee?

On a $97,000 annual salary, a Federal Government Employee in Palm Bay would spend approximately 17.9% of gross monthly income on median rent ($1,450/month). This is well within the 28% affordability threshold, making Palm Bay relatively affordable for this profession. The median home price of $320,000 is 3.3× the annual salary.

How does a Federal Government Employee's salary compare to Palm Bay's overall income?

Palm Bay's median household income is $57,400. A Federal Government Employee earning the city-adjusted median of $97,000 earns 69.0% more than the typical Palm Bay household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Federal Government Employee — NationalFederal Government Employee in FloridaAll Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.