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Federal Government Employee Salary in Springfield, MA — 2026 Guide

Estimated salaries are adjusted for Springfield's cost of living (index: 98). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Federal Government Employee Salary in Springfield — Key Numbers

$95,060
Median Salary
$62,720
25th Percentile
$132,300
75th Percentile
$171,500
90th Percentile
National median (Federal Government Employee)$97,000
vs. National median-2.0%
Springfield median household income$54,200
vs. City household income+75.4%

Cost of Living in Springfield

Cost of Living Index
98(100 = avg)
Median Monthly Rent$1,150/mo
Rent-to-Income Ratio14.5%
Annual rent cost$13,800
Median Home Price$275,000
Home Price / Salary2.9×
20% Down Payment$55,000
Years to save (20% rate)2.9 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Springfield

4.8%
Unemployment Rate
700,000
Metro Population
24 min
Avg Commute
37.8
Median Age

Springfield has a metro population of 700,000, offering a sizeable job market with strong opportunities across key sectors. The 4.8% unemployment rate is near the national average.

Financial Calculators for Springfield

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Federal Government Employee Salary in Massachusetts
Statewide salary breakdown

Other Professions in Springfield

Physician$224,714Chief Executive Officer$205,800Dentist$172,000IT Manager$166,120Marketing Manager$154,468Lawyer$142,845

Federal Government Employee Salary — Other Massachusetts Cities

Boston, MA$157,140Worcester, MA$112,520

Frequently Asked Questions

How much does a Federal Government Employee make in Springfield, MA?

The estimated median salary for a Federal Government Employee in Springfield is $95,060 per year (2026). This is derived from the national BLS median of $97,000 adjusted by Springfield's cost of living index (98). The typical salary range runs from $62,720 (25th percentile) to $132,300 (75th percentile), with top earners reaching $171,500.

Is Springfield affordable for a Federal Government Employee?

On a $95,060 annual salary, a Federal Government Employee in Springfield would spend approximately 14.5% of gross monthly income on median rent ($1,150/month). This is well within the 28% affordability threshold, making Springfield relatively affordable for this profession. The median home price of $275,000 is 2.9× the annual salary.

How does a Federal Government Employee's salary compare to Springfield's overall income?

Springfield's median household income is $54,200. A Federal Government Employee earning the city-adjusted median of $95,060 earns 75.4% more than the typical Springfield household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Federal Government Employee — NationalFederal Government Employee in MassachusettsAll Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.