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Financial Advisor Salary in Sacramento, CA β€” 2026 Guide

Estimated salaries are adjusted for Sacramento's cost of living (index: 126). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Financial Advisor Salary in Sacramento β€” Key Numbers

$125,471
Median Salary
$75,739
25th Percentile
$207,207
75th Percentile
$301,392
90th Percentile
National median (Financial Advisor)$99,580
vs. National median+26.0%
Sacramento median household income$78,600
vs. City household income+59.6%

Cost of Living in Sacramento

Cost of Living Index
126(100 = avg)
Median Monthly Rent$1,450/mo
Rent-to-Income Ratio13.9%
Annual rent cost$17,400
Median Home Price$480,000
Home Price / Salary3.8Γ—
20% Down Payment$96,000
Years to save (20% rate)3.8 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Sacramento

4.7%
Unemployment Rate
2,380,000
Metro Population
28 min
Avg Commute
36.9
Median Age

Sacramento has a metro population of 2,380,000, offering a large, diverse job market with many employers across all industries. The 4.7% unemployment rate is near the national average.

Frequently Asked Questions

How much does a Financial Advisor make in Sacramento, CA?

The estimated median salary for a Financial Advisor in Sacramento is $125,471 per year (2026). This is derived from the national BLS median of $99,580 adjusted by Sacramento's cost of living index (126). The typical salary range runs from $75,739 (25th percentile) to $207,207 (75th percentile), with top earners reaching $301,392.

Is Sacramento affordable for a Financial Advisor?

On a $125,471 annual salary, a Financial Advisor in Sacramento would spend approximately 13.9% of gross monthly income on median rent ($1,450/month). This is well within the 28% affordability threshold, making Sacramento relatively affordable for this profession. The median home price of $480,000 is 3.8Γ— the annual salary.

How does a Financial Advisor's salary compare to Sacramento's overall income?

Sacramento's median household income is $78,600. A Financial Advisor earning the city-adjusted median of $125,471 earns 59.6% more than the typical Sacramento household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.