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Physical Therapist Salary in Palm Bay, FL β€” 2026 Guide

Estimated salaries are adjusted for Palm Bay's cost of living (index: 100). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Physical Therapist Salary in Palm Bay β€” Key Numbers

$99,710
Median Salary
$81,350
25th Percentile
$118,810
75th Percentile
$138,950
90th Percentile
National median (Physical Therapist)$99,710
vs. National median+0.0%
Palm Bay median household income$57,400
vs. City household income+73.7%

Cost of Living in Palm Bay

Cost of Living Index
100(100 = avg)
Median Monthly Rent$1,450/mo
Rent-to-Income Ratio17.5%
Annual rent cost$17,400
Median Home Price$320,000
Home Price / Salary3.2Γ—
20% Down Payment$64,000
Years to save (20% rate)3.2 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Palm Bay

3.4%
Unemployment Rate
610,000
Metro Population
28 min
Avg Commute
41.5
Median Age

Palm Bay has a metro population of 610,000, offering a sizeable job market with strong opportunities across key sectors. The 3.4% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Frequently Asked Questions

How much does a Physical Therapist make in Palm Bay, FL?

The estimated median salary for a Physical Therapist in Palm Bay is $99,710 per year (2026). This is derived from the national BLS median of $99,710 adjusted by Palm Bay's cost of living index (100). The typical salary range runs from $81,350 (25th percentile) to $118,810 (75th percentile), with top earners reaching $138,950.

Is Palm Bay affordable for a Physical Therapist?

On a $99,710 annual salary, a Physical Therapist in Palm Bay would spend approximately 17.5% of gross monthly income on median rent ($1,450/month). This is well within the 28% affordability threshold, making Palm Bay relatively affordable for this profession. The median home price of $320,000 is 3.2Γ— the annual salary.

How does a Physical Therapist's salary compare to Palm Bay's overall income?

Palm Bay's median household income is $57,400. A Physical Therapist earning the city-adjusted median of $99,710 earns 73.7% more than the typical Palm Bay household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.