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Physical Therapist Salary in Utica, NY β€” 2026 Guide

Estimated salaries are adjusted for Utica's cost of living (index: 80). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Physical Therapist Salary in Utica β€” Key Numbers

$79,768
Median Salary
$65,080
25th Percentile
$95,048
75th Percentile
$111,160
90th Percentile
National median (Physical Therapist)$99,710
vs. National median-20.0%
Utica median household income$44,600
vs. City household income+78.9%

Cost of Living in Utica

Cost of Living Index
80(100 = avg)
Median Monthly Rent$850/mo
Rent-to-Income Ratio12.8%
Annual rent cost$10,200
Median Home Price$135,000
Home Price / Salary1.7Γ—
20% Down Payment$27,000
Years to save (20% rate)1.7 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Utica

5.0%
Unemployment Rate
145,000
Metro Population
21 min
Avg Commute
35.3
Median Age

Utica has a metro population of 145,000, offering a growing job market with opportunities especially in established local industries. The 5.0% unemployment rate is near the national average.

Frequently Asked Questions

How much does a Physical Therapist make in Utica, NY?

The estimated median salary for a Physical Therapist in Utica is $79,768 per year (2026). This is derived from the national BLS median of $99,710 adjusted by Utica's cost of living index (80). The typical salary range runs from $65,080 (25th percentile) to $95,048 (75th percentile), with top earners reaching $111,160.

Is Utica affordable for a Physical Therapist?

On a $79,768 annual salary, a Physical Therapist in Utica would spend approximately 12.8% of gross monthly income on median rent ($850/month). This is well within the 28% affordability threshold, making Utica relatively affordable for this profession. The median home price of $135,000 is 1.7Γ— the annual salary.

How does a Physical Therapist's salary compare to Utica's overall income?

Utica's median household income is $44,600. A Physical Therapist earning the city-adjusted median of $79,768 earns 78.9% more than the typical Utica household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.