How does a Physician's salary in Tampa compare to the rest of Florida?

Tampa's cost of living index is 108 vs. the national average of 100, so salaries are adjusted upward accordingly. A Physician earning the city-adjusted median of $247,644 earns $183,844 more than the median household income in Tampa ($63,800).

Physician Salary in Tampa, FL — 2026 Guide

Estimated salaries are adjusted for Tampa's cost of living (index: 108). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Physician Salary in Tampa — Key Numbers

$247,644

Median Salary

$139,147

25th Percentile

$353,095

75th Percentile

$432,000

90th Percentile

National median (Physician)$229,300

vs. National median+8.0%

Tampa median household income$63,800

vs. City household income+288.2%

Cost of Living in Tampa

Cost of Living Index

108(100 = avg)

Median Monthly Rent$1,435/mo

Rent-to-Income Ratio7.0%

Annual rent cost$17,220

Median Home Price$390,000

Home Price / Salary1.6×

20% Down Payment$78,000

Years to save (20% rate)1.6 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Tampa

3.3%

Unemployment Rate

3,250,000

Metro Population

27 min

Avg Commute

39.2

Median Age

Tampa has a metro population of 3,250,000, offering a large, diverse job market with many employers across all industries. The 3.3% unemployment rate is below the national average, suggesting a tight labor market favorable to job seekers.

Financial Calculators for Tampa

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Cost of Living — Tampa

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Physician Salary in Florida

Statewide salary breakdown

Other Professions in Tampa

Chief Executive Officer$226,800 Dentist$189,551 IT Manager$183,071 Marketing Manager$170,230 Lawyer$157,421 HR Manager$147,258

Physician Salary — Other Florida Cities

Miami, FL$300,383 Orlando, FL$238,472 Jacksonville, FL$220,128 Cape Coral, FL$245,351 St. Petersburg, FL$252,230

Frequently Asked Questions

How much does a Physician make in Tampa, FL?

The estimated median salary for a Physician in Tampa is $247,644 per year (2026). This is derived from the national BLS median of $229,300 adjusted by Tampa's cost of living index (108). The typical salary range runs from $139,147 (25th percentile) to $353,095 (75th percentile), with top earners reaching $432,000.

Is Tampa affordable for a Physician?

On a $247,644 annual salary, a Physician in Tampa would spend approximately 7.0% of gross monthly income on median rent ($1,435/month). This is well within the 28% affordability threshold, making Tampa relatively affordable for this profession. The median home price of $390,000 is 1.6× the annual salary.

How does a Physician's salary compare to Tampa's overall income?

Tampa's median household income is $63,800. A Physician earning the city-adjusted median of $247,644 earns 288.2% more than the typical Tampa household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Physician — National Physician in Florida All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.