How does a Police Officer's salary in Toledo compare to the rest of Ohio?

Toledo's cost of living index is 80 vs. the national average of 100, so salaries are adjusted downward accordingly. A Police Officer earning the city-adjusted median of $57,824 earns $9,424 more than the median household income in Toledo ($48,400).

Police Officer Salary in Toledo, OH — 2026 Guide

Estimated salaries are adjusted for Toledo's cost of living (index: 80). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Police Officer Salary in Toledo — Key Numbers

$57,824

Median Salary

$43,864

25th Percentile

$78,096

75th Percentile

$99,760

90th Percentile

National median (Police Officer)$72,280

vs. National median-20.0%

Toledo median household income$48,400

vs. City household income+19.5%

Cost of Living in Toledo

Cost of Living Index

80(100 = avg)

Median Monthly Rent$733/mo

Rent-to-Income Ratio15.2%

Annual rent cost$8,796

Median Home Price$145,000

Home Price / Salary2.5×

20% Down Payment$29,000

Years to save (20% rate)2.5 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3× is affordable; above 5× is expensive by traditional guidelines.

Job Market in Toledo

5.8%

Unemployment Rate

620,000

Metro Population

21 min

Avg Commute

36.8

Median Age

Toledo has a metro population of 620,000, offering a sizeable job market with strong opportunities across key sectors. The 5.8% unemployment rate is near the national average.

Financial Calculators for Toledo

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Cost of Living — Toledo

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Police Officer Salary in Ohio

Statewide salary breakdown

Other Professions in Toledo

Physician$183,440 Chief Executive Officer$168,000 Dentist$140,408 IT Manager$135,608 Marketing Manager$126,096 Lawyer$116,608

Police Officer Salary — Other Ohio Cities

Columbus, OH$65,052 Cleveland, OH$61,438 Cincinnati, OH$65,775 Dayton, OH$59,992 Akron, OH$59,992

Frequently Asked Questions

How much does a Police Officer make in Toledo, OH?

The estimated median salary for a Police Officer in Toledo is $57,824 per year (2026). This is derived from the national BLS median of $72,280 adjusted by Toledo's cost of living index (80). The typical salary range runs from $43,864 (25th percentile) to $78,096 (75th percentile), with top earners reaching $99,760.

Is Toledo affordable for a Police Officer?

On a $57,824 annual salary, a Police Officer in Toledo would spend approximately 15.2% of gross monthly income on median rent ($733/month). This is well within the 28% affordability threshold, making Toledo relatively affordable for this profession. The median home price of $145,000 is 2.5× the annual salary.

How does a Police Officer's salary compare to Toledo's overall income?

Toledo's median household income is $48,400. A Police Officer earning the city-adjusted median of $57,824 earns 19.5% more than the typical Toledo household — placing them solidly in the middle-to-upper income tier for the city.

Explore More Salary Data

Police Officer — National Police Officer in Ohio All Salary Guides

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.