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Real Estate Agent Salary in Jersey City, NJ β€” 2026 Guide

Estimated salaries are adjusted for Jersey City's cost of living (index: 155). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Real Estate Agent Salary in Jersey City β€” Key Numbers

$84,165
Median Salary
$49,724
25th Percentile
$144,708
75th Percentile
$246,791
90th Percentile
National median (Real Estate Agent)$54,300
vs. National median+55.0%
Jersey City median household income$74,200
vs. City household income+13.4%

Cost of Living in Jersey City

Cost of Living Index
155(100 = avg)
Median Monthly Rent$2,622/mo
Rent-to-Income Ratio37.4%
Annual rent cost$31,464
Median Home Price$580,000
Home Price / Salary6.9Γ—
20% Down Payment$116,000
Years to save (20% rate)6.9 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Jersey City

4.4%
Unemployment Rate
295,000
Metro Population
35 min
Avg Commute
33.2
Median Age

Jersey City has a metro population of 295,000, offering a growing job market with opportunities especially in established local industries. The 4.4% unemployment rate is near the national average.

Real Estate Agent Salary β€” Other New Jersey Cities

Frequently Asked Questions

How much does a Real Estate Agent make in Jersey City, NJ?

The estimated median salary for a Real Estate Agent in Jersey City is $84,165 per year (2026). This is derived from the national BLS median of $54,300 adjusted by Jersey City's cost of living index (155). The typical salary range runs from $49,724 (25th percentile) to $144,708 (75th percentile), with top earners reaching $246,791.

Is Jersey City affordable for a Real Estate Agent?

On a $84,165 annual salary, a Real Estate Agent in Jersey City would spend approximately 37.4% of gross monthly income on median rent ($2,622/month). This exceeds the 35% cost-burden threshold. Many Real Estate Agents in Jersey City may find housing costs a significant financial pressure. The median home price of $580,000 is 6.9Γ— the annual salary.

How does a Real Estate Agent's salary compare to Jersey City's overall income?

Jersey City's median household income is $74,200. A Real Estate Agent earning the city-adjusted median of $84,165 earns 13.4% more than the typical Jersey City household β€” placing them solidly in the middle-to-upper income tier for the city.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.