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State Tax Guide 2026
Florida Tax Guide
Florida has no state income tax— constitutionally banned since 1924. It's one of the most tax-friendly states for individuals, particularly retirees. Revenue comes from sales tax and property taxes instead.
0%
Income Tax
6%
State Sales Tax
8.5%
Max Total Sales Tax
None
Estate Tax
✅ No State Income Tax — And Why Florida Is Retirement-Friendly
- • No income tax on wages, salaries, pensions, or investment income
- • No tax on Social Security at the state level
- • No state estate or inheritance tax
- • Homestead exemption of up to $50,000 on primary residence property taxes
- • Save-Our-Homes cap: limits property tax assessment increases to 3%/year for homestead properties
🔢 Free Florida Tax Calculators
Florida Paycheck Calculator
Net pay after federal taxes — no FL state withholding.
Florida Take-Home Pay Calculator
Annual take-home with zero state income tax.
Florida Property Tax Calculator
Estimate FL property tax by county and home value.
Florida Retirement Tax Calculator
FL is retirement-friendly — see your tax-free retirement income.
Florida Self-Employment Tax Calculator
Federal SE tax with no FL state tax.
Florida Sales Tax by County 2026
Florida's state sales tax is 6%. Counties may add a discretionary surtax of up to 2.5%, bringing the maximum combined rate to 8.5%.
| County | State | Local Surtax | Total |
|---|---|---|---|
| Miami-Dade | 6% | 1% | 7% |
| Broward | 6% | 0% | 6% |
| Palm Beach | 6% | 1% | 7% |
| Hillsborough (Tampa) | 6% | 1.5% | 7.5% |
| Orange (Orlando) | 6% | 0.5% | 6.5% |
| Duval (Jacksonville) | 6% | 0.5% | 6.5% |
Florida Property Tax
Florida's effective property tax rate averages around 0.86% — lower than the national average. Rates vary significantly by county.
Miami-Dade County
Effective rate: 0.97%
Tax on $300K home: $2,910/yr
Broward County
Effective rate: 1.07%
Tax on $300K home: $3,210/yr
Palm Beach County
Effective rate: 1.0%
Tax on $300K home: $3,000/yr
Hillsborough County
Effective rate: 1.0%
Tax on $300K home: $3,000/yr
Homestead Exemption: Florida homestead owners get a $25,000 exemption from assessed value (plus another $25,000 for non-school taxes between $50K–$75K of value). This can save $500–$1,000+/year.
What Floridians Still Pay
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Federal Income Tax
Still subject to federal brackets (10%–37%) and FICA taxes.
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Sales Tax on Most Purchases
6% state + up to 2.5% county surtax on most goods.
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Property Tax
Average ~0.86% of assessed value annually.
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Hurricane/Flood Insurance
Often $2,000–$5,000+/year in coastal areas — a significant hidden cost.
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Corporate Income Tax
Florida businesses pay a 5.5% corporate income tax (individuals unaffected).
Calculate Your Florida Take-Home Pay
Zero state income tax = more money in your paycheck. See exactly how much.
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