Wondering how far your dollar stretches in Atlanta compared to Boston? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.
| Atlanta | Metric | Boston | Difference |
|---|---|---|---|
| 113 | Cost of Living Index | 162 | +43.4% |
| $385,000 | Median Home Price | $680,000 | +76.6% |
| $1,576 | Median Monthly Rent | $2,750 | +74.5% |
| $71,400 | Median Household Income | $89,400 | +25.2% |
| 0.9% | Property Tax Rate | 1.1% | +15.2% |
| 3.7% | Unemployment Rate | 3.3% | -10.8% |
| 31 min | Average Commute | 32 min | +3.2% |
| 34.8 | Median Age | 32.6 | -6.3% |
| 6,230,000 | Metro Population | 4,920,000 | -21.0% |
Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.
Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.
Buying a home in Atlanta costs $2,354/month (PITI) compared to $4,237/month in Boston — a difference of $1,883/month or $22,596/year. The price-to-income ratio is 5.4x in Atlanta versus 7.6x in Boston, suggesting Atlanta is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.2 years to save a down payment in Atlanta compared to 10.1 years in Boston.
Estimated on each city's median household income, single filer, standard deduction, 2025 rates.
| Tax Category | Atlanta | Boston |
|---|---|---|
| Gross Income | $71,400 | $89,400 |
| State Income Tax | $3,202 | $4,250 |
| Federal Income Tax | $7,157 | $11,117 |
| FICA (SS + Medicare) | $5,462 | $6,839 |
| Property Tax (on median home) | $3,542/yr | $7,208/yr |
| State Sales Tax Rate | 4.0% | 6.3% |
| Total Tax Burden | $15,821 (22.2%) | $22,206 (24.8%) |
| Take-Home Pay | $55,579 | $67,194 |
On median household income, total taxes (federal + state + FICA) come to $15,821 in Atlanta (22.2% effective) versus $22,206 in Boston (24.8% effective). After taxes, take-home pay is $55,579 in Atlanta and $67,194 in Boston. Property taxes add $3,542/year on the median Atlanta home versus $7,208/year in Boston.
These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $71,400 in Atlanta (COL 113) and relocate to Boston (COL 162), you would need $102,361 to maintain the same purchasing power. This means you would need a raise of $30,961 to maintain the same standard of living in Boston.
Beyond costs, quality of life matters. The average commute in Atlanta is 31 minutes versus 32 minutes in Boston, a difference of 1 minutes each way. Boston's lower unemployment rate of 3.3% versus 3.7% suggests a stronger job market. Atlanta skews slightly older with a median age of 34.8 vs 32.6 in Boston.
Boston is 43.4% more expensive than Atlanta overall. Boston has a cost of living index of 162 compared to 113 for Atlanta (national average = 100). The biggest difference is housing: the median home costs $680,000 in Boston vs $385,000 in Atlanta.
The median home price in Boston is $680,000, which is $295,000 more than Atlanta's median of $385,000. Monthly rent follows a similar pattern: $2,750/month in Boston vs $1,576/month in Atlanta, a difference of $1,174/month or $14,088/year.
To maintain the same standard of living, a $71,400 salary in Atlanta is equivalent to $102,361 in Boston. This is based on the cost of living index ratio: Atlanta's COL index of 113 vs Boston's 162. Conversely, $89,400 in Boston equals $62,359 in Atlanta.
On a median household income, the combined federal, state, and FICA tax burden is $15,821 (22.2% effective rate) in Atlanta vs $22,206 (24.8% effective rate) in Boston. Property taxes on the median home are $3,542/year in Atlanta (0.9% rate) vs $7,208/year in Boston (1.1% rate). Sales tax rates are 4.0% in Georgia and 6.3% in Massachusetts.
Atlanta median household income: $71,400/yr. Boston median household income: $89,400/yr (Census ACS).
Median monthly rent: $1,576 in Atlanta vs $2,750 in Boston. Annualized that is $18,912 vs $33,000.
Atlanta offers a lower cost of living (index 113 vs 162), which lets remote-workers keeping a coastal salary stretch further. Boston typically wins on amenities and labor-market depth.
Atlanta and Boston numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.
Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.
No. The Atlanta vs Boston cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.
Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].
COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.
Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.
Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.
Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.
Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].
Last reviewed is computed from the maximum retrievedAt across every source this page consumes.
City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed .