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Cost of Living: Aurora, CO vs Colorado Springs, CO

Wondering how far your dollar stretches in Aurora compared to Colorado Springs? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Aurora cost-of-living index is 107 vs 103 for Colorado Springs (US = 100). Median home: $445,000 vs $420,000. Median rent: $1,650/mo vs $995/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Colorado Springs is 3.7% cheaper than Aurora
COL Index: Aurora 107 vs Colorado Springs 103 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Aurora vs Colorado Springs — At a Glance

AuroraMetricColorado SpringsDifference
107Cost of Living Index103-3.7%
$445,000Median Home Price$420,000-5.6%
$1,650Median Monthly Rent$995-39.7%
$68,500Median Household Income$71,200+3.9%
0.6%Property Tax Rate0.5%-8.3%
3.8%Unemployment Rate3.5%-7.9%
30 minAverage Commute24 min-20.0%
34.1Median Age34.8+2.1%
395,000Metro Population760,000+92.4%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Aurora vs Colorado Springs

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Aurora

Median Home Price$445,000
Down Payment (20.0%)$89,000
Loan Amount$356,000
Principal & Interest$2,250/mo
Property Tax$223/mo
Insurance$130/mo
Monthly PITI$2,602/mo

Colorado Springs

Median Home Price$420,000
Down Payment (20.0%)$84,000
Loan Amount$336,000
Principal & Interest$2,124/mo
Property Tax$193/mo
Insurance$123/mo
Monthly PITI$2,439/mo

Rent & Affordability Ratios

Median Monthly Rent$1,650 vs $995 (-$655/mo)
Annual Rent Difference$7,860/yr more in Aurora
Home Price-to-Income Ratio6.5x (Aurora) vs 5.9x (Colorado Springs)
Years to Save 20% Down (15% savings rate)8.7 yrs (Aurora) vs 7.9 yrs (Colorado Springs)

Buying a home in Aurora costs $2,602/month (PITI) compared to $2,439/month in Colorado Springs — a difference of $163/month or $1,956/year. The price-to-income ratio is 6.5x in Aurora versus 5.9x in Colorado Springs, suggesting Colorado Springs is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 8.7 years to save a down payment in Aurora compared to 7.9 years in Colorado Springs.

Tax Comparison: Aurora vs Colorado Springs

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryAuroraColorado Springs
Gross Income$68,500$71,200
State Income Tax$2,354$2,473
Federal Income Tax$6,519$7,113
FICA (SS + Medicare)$5,240$5,446
Property Tax (on median home)$2,670/yr$2,310/yr
State Sales Tax Rate2.9%2.9%
Total Tax Burden$14,113 (20.6%)$15,032 (21.1%)
Take-Home Pay$54,387$56,168

On median household income, total taxes (federal + state + FICA) come to $14,113 in Aurora (20.6% effective) versus $15,032 in Colorado Springs (21.1% effective). After taxes, take-home pay is $54,387 in Aurora and $56,168 in Colorado Springs. Property taxes add $2,670/year on the median Aurora home versus $2,310/year in Colorado Springs.

Salary Equivalence: What Your Income Is Worth

A $68,500 salary in Aurora equals
$65,939
in Colorado Springs
A $71,200 salary in Colorado Springs equals
$73,965
in Aurora

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $68,500 in Aurora (COL 107) and relocate to Colorado Springs (COL 103), you would need $65,939 to maintain the same purchasing power. This means you can take a pay cut of $2,561 and still maintain your lifestyle in Colorado Springs.

Quality of Life: Aurora vs Colorado Springs

Average Commute
30 min
Aurora
24 min
Colorado Springs
6 min longer in Aurora
Unemployment Rate
3.8%
Aurora
3.5%
Colorado Springs
Colorado Springs lower
Metro Population
0.4M
Aurora
0.8M
Colorado Springs
Colorado Springs is 1.9x larger

Beyond costs, quality of life matters. The average commute in Aurora is 30 minutes versus 24 minutes in Colorado Springs, a difference of 6 minutes each way. Colorado Springs's lower unemployment rate of 3.5% versus 3.8% suggests a stronger job market. Colorado Springs skews slightly older with a median age of 34.8 vs 34.1 in Aurora.

Other Cost of Living Comparisons

Aurora vs New YorkCOL 107 vs 187Aurora vs Los AngelesCOL 107 vs 173Aurora vs ChicagoCOL 107 vs 114Colorado Springs vs New YorkCOL 103 vs 187Colorado Springs vs Los AngelesCOL 103 vs 173Chicago vs Colorado SpringsCOL 114 vs 103

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Frequently Asked Questions

Is Aurora or Colorado Springs more expensive?

Aurora is 3.7% more expensive than Colorado Springs overall. Aurora has a cost of living index of 107 compared to 103 for Colorado Springs (national average = 100). The biggest difference is housing: the median home costs $445,000 in Aurora vs $420,000 in Colorado Springs.

How much more does housing cost in Aurora vs Colorado Springs?

The median home price in Aurora is $445,000, which is $25,000 more than Colorado Springs's median of $420,000. Monthly rent follows a similar pattern: $1,650/month in Aurora vs $995/month in Colorado Springs, a difference of $655/month or $7,860/year.

What salary do I need in Colorado Springs to match my Aurora income?

To maintain the same standard of living, a $68,500 salary in Aurora is equivalent to $65,939 in Colorado Springs. This is based on the cost of living index ratio: Aurora's COL index of 107 vs Colorado Springs's 103. Conversely, $71,200 in Colorado Springs equals $73,965 in Aurora.

Which city has lower taxes, Aurora or Colorado Springs?

On a median household income, the combined federal, state, and FICA tax burden is $14,113 (20.6% effective rate) in Aurora vs $15,032 (21.1% effective rate) in Colorado Springs. Property taxes on the median home are $2,670/year in Aurora (0.6% rate) vs $2,310/year in Colorado Springs (0.5% rate). Sales tax rates are 2.9% in Colorado and 2.9% in Colorado.

What is the median household income in Aurora and Colorado Springs?

Aurora median household income: $68,500/yr. Colorado Springs median household income: $71,200/yr (Census ACS).

How does rent compare in Aurora vs Colorado Springs?

Median monthly rent: $1,650 in Aurora vs $995 in Colorado Springs. Annualized that is $19,800 vs $11,940.

Which city is better for remote workers, Aurora or Colorado Springs?

Colorado Springs offers a lower cost of living (index 103 vs 107), which lets remote-workers keeping a coastal salary stretch further. Aurora typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Aurora and Colorado Springs numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Aurora vs Colorado Springs comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Aurora vs Colorado Springs cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.