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Cost of Living: Beaumont, TX vs San Antonio, TX

Wondering how far your dollar stretches in Beaumont compared to San Antonio? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Beaumont cost-of-living index is 88 vs 92 for San Antonio (US = 100). Median home: $195,000 vs $270,000. Median rent: $925/mo vs $899/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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San Antonio is 4.5% more expensive than Beaumont
COL Index: Beaumont 88 vs San Antonio 92 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Beaumont vs San Antonio — At a Glance

BeaumontMetricSan AntonioDifference
88Cost of Living Index92+4.5%
$195,000Median Home Price$270,000+38.5%
$925Median Monthly Rent$899-2.8%
$57,200Median Household Income$58,600+2.4%
1.8%Property Tax Rate1.8%+0.0%
5.2%Unemployment Rate3.8%-26.9%
22 minAverage Commute26 min+18.2%
36.2Median Age34.3-5.2%
395,000Metro Population2,650,000+570.9%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Beaumont vs San Antonio

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Beaumont

Median Home Price$195,000
Down Payment (20.0%)$39,000
Loan Amount$156,000
Principal & Interest$986/mo
Property Tax$292/mo
Insurance$57/mo
Monthly PITI$1,335/mo

San Antonio

Median Home Price$270,000
Down Payment (20.0%)$54,000
Loan Amount$216,000
Principal & Interest$1,365/mo
Property Tax$405/mo
Insurance$79/mo
Monthly PITI$1,849/mo

Rent & Affordability Ratios

Median Monthly Rent$925 vs $899 (-$26/mo)
Annual Rent Difference$312/yr more in Beaumont
Home Price-to-Income Ratio3.4x (Beaumont) vs 4.6x (San Antonio)
Years to Save 20% Down (15% savings rate)4.5 yrs (Beaumont) vs 6.1 yrs (San Antonio)

Buying a home in Beaumont costs $1,335/month (PITI) compared to $1,849/month in San Antonio — a difference of $514/month or $6,168/year. The price-to-income ratio is 3.4x in Beaumont versus 4.6x in San Antonio, suggesting Beaumont is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.5 years to save a down payment in Beaumont compared to 6.1 years in San Antonio.

Tax Comparison: Beaumont vs San Antonio

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryBeaumontSan Antonio
Gross Income$57,200$58,600
State Income TaxNoneNone
Federal Income Tax$4,735$4,903
FICA (SS + Medicare)$4,375$4,483
Property Tax (on median home)$3,510/yr$4,860/yr
State Sales Tax Rate6.3%6.3%
Total Tax Burden$9,110 (15.9%)$9,386 (16.0%)
Take-Home Pay$48,090$49,214

Texas has no state income tax, giving Beaumont residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $9,110 in Beaumont (15.9% effective) versus $9,386 in San Antonio (16.0% effective). After taxes, take-home pay is $48,090 in Beaumont and $49,214 in San Antonio. Property taxes add $3,510/year on the median Beaumont home versus $4,860/year in San Antonio.

Salary Equivalence: What Your Income Is Worth

A $57,200 salary in Beaumont equals
$59,800
in San Antonio
A $58,600 salary in San Antonio equals
$56,052
in Beaumont

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $57,200 in Beaumont (COL 88) and relocate to San Antonio (COL 92), you would need $59,800 to maintain the same purchasing power. This means you would need a raise of $2,600 to maintain the same standard of living in San Antonio.

Quality of Life: Beaumont vs San Antonio

Average Commute
22 min
Beaumont
26 min
San Antonio
4 min shorter in Beaumont
Unemployment Rate
5.2%
Beaumont
3.8%
San Antonio
San Antonio lower
Metro Population
0.4M
Beaumont
2.6M
San Antonio
San Antonio is 6.7x larger

Beyond costs, quality of life matters. The average commute in Beaumont is 22 minutes versus 26 minutes in San Antonio, a difference of 4 minutes each way. San Antonio's lower unemployment rate of 3.8% versus 5.2% suggests a stronger job market. Beaumont skews slightly older with a median age of 36.2 vs 34.3 in San Antonio.

Other Cost of Living Comparisons

Beaumont vs New YorkCOL 88 vs 187Beaumont vs Los AngelesCOL 88 vs 173Beaumont vs ChicagoCOL 88 vs 114New York vs San AntonioCOL 187 vs 92Los Angeles vs San AntonioCOL 173 vs 92Chicago vs San AntonioCOL 114 vs 92

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Frequently Asked Questions

Is Beaumont or San Antonio more expensive?

San Antonio is 4.5% more expensive than Beaumont overall. San Antonio has a cost of living index of 92 compared to 88 for Beaumont (national average = 100). The biggest difference is housing: the median home costs $270,000 in San Antonio vs $195,000 in Beaumont.

How much more does housing cost in San Antonio vs Beaumont?

The median home price in San Antonio is $270,000, which is $75,000 more than Beaumont's median of $195,000. Monthly rent follows a similar pattern: $899/month in San Antonio vs $925/month in Beaumont, a difference of $26/month or $312/year.

What salary do I need in San Antonio to match my Beaumont income?

To maintain the same standard of living, a $57,200 salary in Beaumont is equivalent to $59,800 in San Antonio. This is based on the cost of living index ratio: Beaumont's COL index of 88 vs San Antonio's 92. Conversely, $58,600 in San Antonio equals $56,052 in Beaumont.

Which city has lower taxes, Beaumont or San Antonio?

On a median household income, the combined federal, state, and FICA tax burden is $9,110 (15.9% effective rate) in Beaumont vs $9,386 (16.0% effective rate) in San Antonio. Property taxes on the median home are $3,510/year in Beaumont (1.8% rate) vs $4,860/year in San Antonio (1.8% rate). Sales tax rates are 6.3% in Texas and 6.3% in Texas.

What is the median household income in Beaumont and San Antonio?

Beaumont median household income: $57,200/yr. San Antonio median household income: $58,600/yr (Census ACS).

How does rent compare in Beaumont vs San Antonio?

Median monthly rent: $925 in Beaumont vs $899 in San Antonio. Annualized that is $11,100 vs $10,788.

Which city is better for remote workers, Beaumont or San Antonio?

Beaumont offers a lower cost of living (index 88 vs 92), which lets remote-workers keeping a coastal salary stretch further. San Antonio typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Beaumont and San Antonio numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Beaumont vs San Antonio comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Beaumont vs San Antonio cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsBeaumont COL CalculatorSan Antonio COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.