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Cost of Living: Canton, OH vs Dayton, OH

Wondering how far your dollar stretches in Canton compared to Dayton? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Canton cost-of-living index is 80 vs 83 for Dayton (US = 100). Median home: $145,000 vs $170,000. Median rent: $800/mo vs $875/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Dayton is 3.8% more expensive than Canton
COL Index: Canton 80 vs Dayton 83 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Canton vs Dayton — At a Glance

CantonMetricDaytonDifference
80Cost of Living Index83+3.8%
$145,000Median Home Price$170,000+17.2%
$800Median Monthly Rent$875+9.4%
$42,500Median Household Income$54,600+28.5%
1.6%Property Tax Rate1.6%+0.0%
4.5%Unemployment Rate4.7%+4.4%
22 minAverage Commute22 min+0.0%
38.5Median Age36.4-5.5%
400,000Metro Population820,000+105.0%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Canton vs Dayton

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Canton

Median Home Price$145,000
Down Payment (20.0%)$29,000
Loan Amount$116,000
Principal & Interest$733/mo
Property Tax$193/mo
Insurance$42/mo
Monthly PITI$969/mo

Dayton

Median Home Price$170,000
Down Payment (20.0%)$34,000
Loan Amount$136,000
Principal & Interest$860/mo
Property Tax$227/mo
Insurance$50/mo
Monthly PITI$1,136/mo

Rent & Affordability Ratios

Median Monthly Rent$800 vs $875 (+$75/mo)
Annual Rent Difference$900/yr more in Dayton
Home Price-to-Income Ratio3.4x (Canton) vs 3.1x (Dayton)
Years to Save 20% Down (15% savings rate)4.5 yrs (Canton) vs 4.2 yrs (Dayton)

Buying a home in Canton costs $969/month (PITI) compared to $1,136/month in Dayton — a difference of $167/month or $2,004/year. The price-to-income ratio is 3.4x in Canton versus 3.1x in Dayton, suggesting Dayton is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.5 years to save a down payment in Canton compared to 4.2 years in Dayton.

Tax Comparison: Canton vs Dayton

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryCantonDayton
Gross Income$42,500$54,600
State Income Tax$386$719
Federal Income Tax$2,971$4,423
FICA (SS + Medicare)$3,251$4,177
Property Tax (on median home)$2,320/yr$2,720/yr
State Sales Tax Rate5.8%5.8%
Total Tax Burden$6,608 (15.5%)$9,319 (17.1%)
Take-Home Pay$35,892$45,281

On median household income, total taxes (federal + state + FICA) come to $6,608 in Canton (15.5% effective) versus $9,319 in Dayton (17.1% effective). After taxes, take-home pay is $35,892 in Canton and $45,281 in Dayton. Property taxes add $2,320/year on the median Canton home versus $2,720/year in Dayton.

Salary Equivalence: What Your Income Is Worth

A $42,500 salary in Canton equals
$44,094
in Dayton
A $54,600 salary in Dayton equals
$52,627
in Canton

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $42,500 in Canton (COL 80) and relocate to Dayton (COL 83), you would need $44,094 to maintain the same purchasing power. This means you would need a raise of $1,594 to maintain the same standard of living in Dayton.

Quality of Life: Canton vs Dayton

Average Commute
22 min
Canton
22 min
Dayton
0 min same in Canton
Unemployment Rate
4.5%
Canton
4.7%
Dayton
Canton lower
Metro Population
0.4M
Canton
0.8M
Dayton
Dayton is 2.0x larger

Beyond costs, quality of life matters. The average commute in Canton is 22 minutes versus 22 minutes in Dayton, a difference of 0 minutes each way. Canton's lower unemployment rate of 4.5% versus 4.7% suggests a stronger job market. Canton skews slightly older with a median age of 38.5 vs 36.4 in Dayton.

Other Cost of Living Comparisons

Canton vs New YorkCOL 80 vs 187Canton vs Los AngelesCOL 80 vs 173Canton vs ChicagoCOL 80 vs 114Dayton vs New YorkCOL 83 vs 187Dayton vs Los AngelesCOL 83 vs 173Chicago vs DaytonCOL 114 vs 83

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Frequently Asked Questions

Is Canton or Dayton more expensive?

Dayton is 3.8% more expensive than Canton overall. Dayton has a cost of living index of 83 compared to 80 for Canton (national average = 100). The biggest difference is housing: the median home costs $170,000 in Dayton vs $145,000 in Canton.

How much more does housing cost in Dayton vs Canton?

The median home price in Dayton is $170,000, which is $25,000 more than Canton's median of $145,000. Monthly rent follows a similar pattern: $875/month in Dayton vs $800/month in Canton, a difference of $75/month or $900/year.

What salary do I need in Dayton to match my Canton income?

To maintain the same standard of living, a $42,500 salary in Canton is equivalent to $44,094 in Dayton. This is based on the cost of living index ratio: Canton's COL index of 80 vs Dayton's 83. Conversely, $54,600 in Dayton equals $52,627 in Canton.

Which city has lower taxes, Canton or Dayton?

On a median household income, the combined federal, state, and FICA tax burden is $6,608 (15.5% effective rate) in Canton vs $9,319 (17.1% effective rate) in Dayton. Property taxes on the median home are $2,320/year in Canton (1.6% rate) vs $2,720/year in Dayton (1.6% rate). Sales tax rates are 5.8% in Ohio and 5.8% in Ohio.

What is the median household income in Canton and Dayton?

Canton median household income: $42,500/yr. Dayton median household income: $54,600/yr (Census ACS).

How does rent compare in Canton vs Dayton?

Median monthly rent: $800 in Canton vs $875 in Dayton. Annualized that is $9,600 vs $10,500.

Which city is better for remote workers, Canton or Dayton?

Canton offers a lower cost of living (index 80 vs 83), which lets remote-workers keeping a coastal salary stretch further. Dayton typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Canton and Dayton numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Canton vs Dayton comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Canton vs Dayton cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsCanton COL CalculatorDayton COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.