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Cost of Living: Dallas, TX vs Myrtle Beach, SC

Wondering how far your dollar stretches in Dallas compared to Myrtle Beach? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Dallas cost-of-living index is 105 vs 96 for Myrtle Beach (US = 100). Median home: $370,000 vs $295,000. Median rent: $1,275/mo vs $1,350/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Myrtle Beach is 8.6% cheaper than Dallas
COL Index: Dallas 105 vs Myrtle Beach 96 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Dallas vs Myrtle Beach — At a Glance

DallasMetricMyrtle BeachDifference
105Cost of Living Index96-8.6%
$370,000Median Home Price$295,000-20.3%
$1,275Median Monthly Rent$1,350+5.9%
$69,400Median Household Income$54,800-21.0%
1.8%Property Tax Rate0.6%-67.8%
3.8%Unemployment Rate3.5%-7.9%
28 minAverage Commute22 min-21.4%
34.8Median Age40+14.9%
7,760,000Metro Population530,000-93.2%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Dallas vs Myrtle Beach

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

Myrtle Beach

Median Home Price$295,000
Down Payment (20.0%)$59,000
Loan Amount$236,000
Principal & Interest$1,492/mo
Property Tax$143/mo
Insurance$86/mo
Monthly PITI$1,720/mo

Rent & Affordability Ratios

Median Monthly Rent$1,275 vs $1,350 (+$75/mo)
Annual Rent Difference$900/yr more in Myrtle Beach
Home Price-to-Income Ratio5.3x (Dallas) vs 5.4x (Myrtle Beach)
Years to Save 20% Down (15% savings rate)7.1 yrs (Dallas) vs 7.2 yrs (Myrtle Beach)

Buying a home in Dallas costs $2,534/month (PITI) compared to $1,720/month in Myrtle Beach — a difference of $814/month or $9,768/year. The price-to-income ratio is 5.3x in Dallas versus 5.4x in Myrtle Beach, suggesting Dallas is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.1 years to save a down payment in Dallas compared to 7.2 years in Myrtle Beach.

Tax Comparison: Dallas vs Myrtle Beach

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryDallasMyrtle Beach
Gross Income$69,400$54,800
State Income TaxNone$1,493
Federal Income Tax$6,717$4,447
FICA (SS + Medicare)$5,309$4,193
Property Tax (on median home)$6,660/yr$1,711/yr
State Sales Tax Rate6.3%6.0%
Total Tax Burden$12,026 (17.3%)$10,133 (18.5%)
Take-Home Pay$57,374$44,667

Texas has no state income tax, giving Dallas residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $12,026 in Dallas (17.3% effective) versus $10,133 in Myrtle Beach (18.5% effective). After taxes, take-home pay is $57,374 in Dallas and $44,667 in Myrtle Beach. Property taxes add $6,660/year on the median Dallas home versus $1,711/year in Myrtle Beach.

Salary Equivalence: What Your Income Is Worth

A $69,400 salary in Dallas equals
$63,451
in Myrtle Beach
A $54,800 salary in Myrtle Beach equals
$59,938
in Dallas

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $69,400 in Dallas (COL 105) and relocate to Myrtle Beach (COL 96), you would need $63,451 to maintain the same purchasing power. This means you can take a pay cut of $5,949 and still maintain your lifestyle in Myrtle Beach.

Quality of Life: Dallas vs Myrtle Beach

Average Commute
28 min
Dallas
22 min
Myrtle Beach
6 min longer in Dallas
Unemployment Rate
3.8%
Dallas
3.5%
Myrtle Beach
Myrtle Beach lower
Metro Population
7.8M
Dallas
0.5M
Myrtle Beach
Dallas is 14.6x larger

Beyond costs, quality of life matters. The average commute in Dallas is 28 minutes versus 22 minutes in Myrtle Beach, a difference of 6 minutes each way. Myrtle Beach's lower unemployment rate of 3.5% versus 3.8% suggests a stronger job market. Myrtle Beach skews slightly older with a median age of 40 vs 34.8 in Dallas.

Other Cost of Living Comparisons

Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105Myrtle Beach vs New YorkCOL 96 vs 187Los Angeles vs Myrtle BeachCOL 173 vs 96Chicago vs Myrtle BeachCOL 114 vs 96

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Frequently Asked Questions

Is Dallas or Myrtle Beach more expensive?

Dallas is 8.6% more expensive than Myrtle Beach overall. Dallas has a cost of living index of 105 compared to 96 for Myrtle Beach (national average = 100). The biggest difference is housing: the median home costs $370,000 in Dallas vs $295,000 in Myrtle Beach.

How much more does housing cost in Dallas vs Myrtle Beach?

The median home price in Dallas is $370,000, which is $75,000 more than Myrtle Beach's median of $295,000. Monthly rent follows a similar pattern: $1,275/month in Dallas vs $1,350/month in Myrtle Beach, a difference of $75/month or $900/year.

What salary do I need in Myrtle Beach to match my Dallas income?

To maintain the same standard of living, a $69,400 salary in Dallas is equivalent to $63,451 in Myrtle Beach. This is based on the cost of living index ratio: Dallas's COL index of 105 vs Myrtle Beach's 96. Conversely, $54,800 in Myrtle Beach equals $59,938 in Dallas.

Which city has lower taxes, Dallas or Myrtle Beach?

On a median household income, the combined federal, state, and FICA tax burden is $12,026 (17.3% effective rate) in Dallas vs $10,133 (18.5% effective rate) in Myrtle Beach. Property taxes on the median home are $6,660/year in Dallas (1.8% rate) vs $1,711/year in Myrtle Beach (0.6% rate). Sales tax rates are 6.3% in Texas and 6.0% in South Carolina.

What is the median household income in Dallas and Myrtle Beach?

Dallas median household income: $69,400/yr. Myrtle Beach median household income: $54,800/yr (Census ACS).

How does rent compare in Dallas vs Myrtle Beach?

Median monthly rent: $1,275 in Dallas vs $1,350 in Myrtle Beach. Annualized that is $15,300 vs $16,200.

Which city is better for remote workers, Dallas or Myrtle Beach?

Myrtle Beach offers a lower cost of living (index 96 vs 105), which lets remote-workers keeping a coastal salary stretch further. Dallas typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Dallas and Myrtle Beach numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Dallas vs Myrtle Beach comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Dallas vs Myrtle Beach cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

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Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.