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Cost of Living: Los Angeles, CA vs Myrtle Beach, SC

Wondering how far your dollar stretches in Los Angeles compared to Myrtle Beach? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Los Angeles cost-of-living index is 173 vs 96 for Myrtle Beach (US = 100). Median home: $860,000 vs $295,000. Median rent: $2,050/mo vs $1,350/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Myrtle Beach is 44.5% cheaper than Los Angeles
COL Index: Los Angeles 173 vs Myrtle Beach 96 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Los Angeles vs Myrtle Beach — At a Glance

Los AngelesMetricMyrtle BeachDifference
173Cost of Living Index96-44.5%
$860,000Median Home Price$295,000-65.7%
$2,050Median Monthly Rent$1,350-34.1%
$76,000Median Household Income$54,800-27.9%
0.7%Property Tax Rate0.6%-20.5%
5.3%Unemployment Rate3.5%-34.0%
32 minAverage Commute22 min-31.3%
36.4Median Age40+9.9%
13,200,000Metro Population530,000-96.0%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Los Angeles vs Myrtle Beach

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Myrtle Beach

Median Home Price$295,000
Down Payment (20.0%)$59,000
Loan Amount$236,000
Principal & Interest$1,492/mo
Property Tax$143/mo
Insurance$86/mo
Monthly PITI$1,720/mo

Rent & Affordability Ratios

Median Monthly Rent$2,050 vs $1,350 (-$700/mo)
Annual Rent Difference$8,400/yr more in Los Angeles
Home Price-to-Income Ratio11.3x (Los Angeles) vs 5.4x (Myrtle Beach)
Years to Save 20% Down (15% savings rate)15.1 yrs (Los Angeles) vs 7.2 yrs (Myrtle Beach)

Buying a home in Los Angeles costs $5,123/month (PITI) compared to $1,720/month in Myrtle Beach — a difference of $3,403/month or $40,836/year. The price-to-income ratio is 11.3x in Los Angeles versus 5.4x in Myrtle Beach, suggesting Myrtle Beach is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 15.1 years to save a down payment in Los Angeles compared to 7.2 years in Myrtle Beach.

Tax Comparison: Los Angeles vs Myrtle Beach

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLos AngelesMyrtle Beach
Gross Income$76,000$54,800
State Income Tax$3,097$1,493
Federal Income Tax$8,169$4,447
FICA (SS + Medicare)$5,814$4,193
Property Tax (on median home)$6,278/yr$1,711/yr
State Sales Tax Rate7.2%6.0%
Total Tax Burden$17,080 (22.5%)$10,133 (18.5%)
Take-Home Pay$58,920$44,667

On median household income, total taxes (federal + state + FICA) come to $17,080 in Los Angeles (22.5% effective) versus $10,133 in Myrtle Beach (18.5% effective). After taxes, take-home pay is $58,920 in Los Angeles and $44,667 in Myrtle Beach. Property taxes add $6,278/year on the median Los Angeles home versus $1,711/year in Myrtle Beach.

Salary Equivalence: What Your Income Is Worth

A $76,000 salary in Los Angeles equals
$42,173
in Myrtle Beach
A $54,800 salary in Myrtle Beach equals
$98,754
in Los Angeles

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $76,000 in Los Angeles (COL 173) and relocate to Myrtle Beach (COL 96), you would need $42,173 to maintain the same purchasing power. This means you can take a pay cut of $33,827 and still maintain your lifestyle in Myrtle Beach.

Quality of Life: Los Angeles vs Myrtle Beach

Average Commute
32 min
Los Angeles
22 min
Myrtle Beach
10 min longer in Los Angeles
Unemployment Rate
5.3%
Los Angeles
3.5%
Myrtle Beach
Myrtle Beach lower
Metro Population
13.2M
Los Angeles
0.5M
Myrtle Beach
Los Angeles is 24.9x larger

Beyond costs, quality of life matters. The average commute in Los Angeles is 32 minutes versus 22 minutes in Myrtle Beach, a difference of 10 minutes each way. Myrtle Beach's lower unemployment rate of 3.5% versus 5.3% suggests a stronger job market. Myrtle Beach skews slightly older with a median age of 40 vs 36.4 in Los Angeles.

Other Cost of Living Comparisons

Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173Myrtle Beach vs New YorkCOL 96 vs 187Chicago vs Myrtle BeachCOL 114 vs 96Dallas vs Myrtle BeachCOL 105 vs 96

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Frequently Asked Questions

Is Los Angeles or Myrtle Beach more expensive?

Los Angeles is 44.5% more expensive than Myrtle Beach overall. Los Angeles has a cost of living index of 173 compared to 96 for Myrtle Beach (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $295,000 in Myrtle Beach.

How much more does housing cost in Los Angeles vs Myrtle Beach?

The median home price in Los Angeles is $860,000, which is $565,000 more than Myrtle Beach's median of $295,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $1,350/month in Myrtle Beach, a difference of $700/month or $8,400/year.

What salary do I need in Myrtle Beach to match my Los Angeles income?

To maintain the same standard of living, a $76,000 salary in Los Angeles is equivalent to $42,173 in Myrtle Beach. This is based on the cost of living index ratio: Los Angeles's COL index of 173 vs Myrtle Beach's 96. Conversely, $54,800 in Myrtle Beach equals $98,754 in Los Angeles.

Which city has lower taxes, Los Angeles or Myrtle Beach?

On a median household income, the combined federal, state, and FICA tax burden is $17,080 (22.5% effective rate) in Los Angeles vs $10,133 (18.5% effective rate) in Myrtle Beach. Property taxes on the median home are $6,278/year in Los Angeles (0.7% rate) vs $1,711/year in Myrtle Beach (0.6% rate). Sales tax rates are 7.2% in California and 6.0% in South Carolina.

What is the median household income in Los Angeles and Myrtle Beach?

Los Angeles median household income: $76,000/yr. Myrtle Beach median household income: $54,800/yr (Census ACS).

How does rent compare in Los Angeles vs Myrtle Beach?

Median monthly rent: $2,050 in Los Angeles vs $1,350 in Myrtle Beach. Annualized that is $24,600 vs $16,200.

Which city is better for remote workers, Los Angeles or Myrtle Beach?

Myrtle Beach offers a lower cost of living (index 96 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Los Angeles and Myrtle Beach numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Los Angeles vs Myrtle Beach comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Los Angeles vs Myrtle Beach cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsLos Angeles COL CalculatorMyrtle Beach COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.