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Cost of Living: Dallas, TX vs Pembroke Pines, FL

Wondering how far your dollar stretches in Dallas compared to Pembroke Pines? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Dallas cost-of-living index is 105 vs 113 for Pembroke Pines (US = 100). Median home: $370,000 vs $430,000. Median rent: $1,275/mo vs $2,050/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Pembroke Pines is 7.6% more expensive than Dallas
COL Index: Dallas 105 vs Pembroke Pines 113 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Dallas vs Pembroke Pines — At a Glance

DallasMetricPembroke PinesDifference
105Cost of Living Index113+7.6%
$370,000Median Home Price$430,000+16.2%
$1,275Median Monthly Rent$2,050+60.8%
$69,400Median Household Income$68,200-1.7%
1.8%Property Tax Rate1.0%-44.4%
3.8%Unemployment Rate3.5%-7.9%
28 minAverage Commute30 min+7.1%
34.8Median Age40.1+15.2%
7,760,000Metro Population175,000-97.7%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Dallas vs Pembroke Pines

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Dallas

Median Home Price$370,000
Down Payment (20.0%)$74,000
Loan Amount$296,000
Principal & Interest$1,871/mo
Property Tax$555/mo
Insurance$108/mo
Monthly PITI$2,534/mo

Pembroke Pines

Median Home Price$430,000
Down Payment (20.0%)$86,000
Loan Amount$344,000
Principal & Interest$2,174/mo
Property Tax$358/mo
Insurance$125/mo
Monthly PITI$2,658/mo

Rent & Affordability Ratios

Median Monthly Rent$1,275 vs $2,050 (+$775/mo)
Annual Rent Difference$9,300/yr more in Pembroke Pines
Home Price-to-Income Ratio5.3x (Dallas) vs 6.3x (Pembroke Pines)
Years to Save 20% Down (15% savings rate)7.1 yrs (Dallas) vs 8.4 yrs (Pembroke Pines)

Buying a home in Dallas costs $2,534/month (PITI) compared to $2,658/month in Pembroke Pines — a difference of $124/month or $1,488/year. The price-to-income ratio is 5.3x in Dallas versus 6.3x in Pembroke Pines, suggesting Dallas is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.1 years to save a down payment in Dallas compared to 8.4 years in Pembroke Pines.

Tax Comparison: Dallas vs Pembroke Pines

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryDallasPembroke Pines
Gross Income$69,400$68,200
State Income TaxNoneNone
Federal Income Tax$6,717$6,453
FICA (SS + Medicare)$5,309$5,217
Property Tax (on median home)$6,660/yr$4,300/yr
State Sales Tax Rate6.3%6.0%
Total Tax Burden$12,026 (17.3%)$11,670 (17.1%)
Take-Home Pay$57,374$56,530

Texas has no state income tax, giving Dallas residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $12,026 in Dallas (17.3% effective) versus $11,670 in Pembroke Pines (17.1% effective). After taxes, take-home pay is $57,374 in Dallas and $56,530 in Pembroke Pines. Property taxes add $6,660/year on the median Dallas home versus $4,300/year in Pembroke Pines.

Salary Equivalence: What Your Income Is Worth

A $69,400 salary in Dallas equals
$74,688
in Pembroke Pines
A $68,200 salary in Pembroke Pines equals
$63,372
in Dallas

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $69,400 in Dallas (COL 105) and relocate to Pembroke Pines (COL 113), you would need $74,688 to maintain the same purchasing power. This means you would need a raise of $5,288 to maintain the same standard of living in Pembroke Pines.

Quality of Life: Dallas vs Pembroke Pines

Average Commute
28 min
Dallas
30 min
Pembroke Pines
2 min shorter in Dallas
Unemployment Rate
3.8%
Dallas
3.5%
Pembroke Pines
Pembroke Pines lower
Metro Population
7.8M
Dallas
0.2M
Pembroke Pines
Dallas is 44.3x larger

Beyond costs, quality of life matters. The average commute in Dallas is 28 minutes versus 30 minutes in Pembroke Pines, a difference of 2 minutes each way. Pembroke Pines's lower unemployment rate of 3.5% versus 3.8% suggests a stronger job market. Pembroke Pines skews slightly older with a median age of 40.1 vs 34.8 in Dallas.

Other Cost of Living Comparisons

Dallas vs New YorkCOL 105 vs 187Dallas vs Los AngelesCOL 105 vs 173Chicago vs DallasCOL 114 vs 105New York vs Pembroke PinesCOL 187 vs 113Los Angeles vs Pembroke PinesCOL 173 vs 113Chicago vs Pembroke PinesCOL 114 vs 113

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Frequently Asked Questions

Is Dallas or Pembroke Pines more expensive?

Pembroke Pines is 7.6% more expensive than Dallas overall. Pembroke Pines has a cost of living index of 113 compared to 105 for Dallas (national average = 100). The biggest difference is housing: the median home costs $430,000 in Pembroke Pines vs $370,000 in Dallas.

How much more does housing cost in Pembroke Pines vs Dallas?

The median home price in Pembroke Pines is $430,000, which is $60,000 more than Dallas's median of $370,000. Monthly rent follows a similar pattern: $2,050/month in Pembroke Pines vs $1,275/month in Dallas, a difference of $775/month or $9,300/year.

What salary do I need in Pembroke Pines to match my Dallas income?

To maintain the same standard of living, a $69,400 salary in Dallas is equivalent to $74,688 in Pembroke Pines. This is based on the cost of living index ratio: Dallas's COL index of 105 vs Pembroke Pines's 113. Conversely, $68,200 in Pembroke Pines equals $63,372 in Dallas.

Which city has lower taxes, Dallas or Pembroke Pines?

On a median household income, the combined federal, state, and FICA tax burden is $12,026 (17.3% effective rate) in Dallas vs $11,670 (17.1% effective rate) in Pembroke Pines. Property taxes on the median home are $6,660/year in Dallas (1.8% rate) vs $4,300/year in Pembroke Pines (1.0% rate). Sales tax rates are 6.3% in Texas and 6.0% in Florida.

What is the median household income in Dallas and Pembroke Pines?

Dallas median household income: $69,400/yr. Pembroke Pines median household income: $68,200/yr (Census ACS).

How does rent compare in Dallas vs Pembroke Pines?

Median monthly rent: $1,275 in Dallas vs $2,050 in Pembroke Pines. Annualized that is $15,300 vs $24,600.

Which city is better for remote workers, Dallas or Pembroke Pines?

Dallas offers a lower cost of living (index 105 vs 113), which lets remote-workers keeping a coastal salary stretch further. Pembroke Pines typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Dallas and Pembroke Pines numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Dallas vs Pembroke Pines comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Dallas vs Pembroke Pines cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsDallas COL CalculatorPembroke Pines COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.