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Cost of Living: Los Angeles, CA vs Pembroke Pines, FL

Wondering how far your dollar stretches in Los Angeles compared to Pembroke Pines? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Los Angeles cost-of-living index is 173 vs 113 for Pembroke Pines (US = 100). Median home: $860,000 vs $430,000. Median rent: $2,050/mo vs $2,050/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Pembroke Pines is 34.7% cheaper than Los Angeles
COL Index: Los Angeles 173 vs Pembroke Pines 113 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Los Angeles vs Pembroke Pines — At a Glance

Los AngelesMetricPembroke PinesDifference
173Cost of Living Index113-34.7%
$860,000Median Home Price$430,000-50.0%
$2,050Median Monthly Rent$2,050+0.0%
$76,000Median Household Income$68,200-10.3%
0.7%Property Tax Rate1.0%+37.0%
5.3%Unemployment Rate3.5%-34.0%
32 minAverage Commute30 min-6.3%
36.4Median Age40.1+10.2%
13,200,000Metro Population175,000-98.7%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Los Angeles vs Pembroke Pines

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Los Angeles

Median Home Price$860,000
Down Payment (20.0%)$172,000
Loan Amount$688,000
Principal & Interest$4,349/mo
Property Tax$523/mo
Insurance$251/mo
Monthly PITI$5,123/mo

Pembroke Pines

Median Home Price$430,000
Down Payment (20.0%)$86,000
Loan Amount$344,000
Principal & Interest$2,174/mo
Property Tax$358/mo
Insurance$125/mo
Monthly PITI$2,658/mo

Rent & Affordability Ratios

Median Monthly Rent$2,050 vs $2,050 ($0/mo)
Annual Rent Difference$0/yr same
Home Price-to-Income Ratio11.3x (Los Angeles) vs 6.3x (Pembroke Pines)
Years to Save 20% Down (15% savings rate)15.1 yrs (Los Angeles) vs 8.4 yrs (Pembroke Pines)

Buying a home in Los Angeles costs $5,123/month (PITI) compared to $2,658/month in Pembroke Pines — a difference of $2,465/month or $29,580/year. The price-to-income ratio is 11.3x in Los Angeles versus 6.3x in Pembroke Pines, suggesting Pembroke Pines is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 15.1 years to save a down payment in Los Angeles compared to 8.4 years in Pembroke Pines.

Tax Comparison: Los Angeles vs Pembroke Pines

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryLos AngelesPembroke Pines
Gross Income$76,000$68,200
State Income Tax$3,097None
Federal Income Tax$8,169$6,453
FICA (SS + Medicare)$5,814$5,217
Property Tax (on median home)$6,278/yr$4,300/yr
State Sales Tax Rate7.2%6.0%
Total Tax Burden$17,080 (22.5%)$11,670 (17.1%)
Take-Home Pay$58,920$56,530

Florida has no state income tax, giving Pembroke Pines residents a significant tax advantage. On median household income, total taxes (federal + state + FICA) come to $17,080 in Los Angeles (22.5% effective) versus $11,670 in Pembroke Pines (17.1% effective). After taxes, take-home pay is $58,920 in Los Angeles and $56,530 in Pembroke Pines. Property taxes add $6,278/year on the median Los Angeles home versus $4,300/year in Pembroke Pines.

Salary Equivalence: What Your Income Is Worth

A $76,000 salary in Los Angeles equals
$49,642
in Pembroke Pines
A $68,200 salary in Pembroke Pines equals
$104,412
in Los Angeles

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $76,000 in Los Angeles (COL 173) and relocate to Pembroke Pines (COL 113), you would need $49,642 to maintain the same purchasing power. This means you can take a pay cut of $26,358 and still maintain your lifestyle in Pembroke Pines.

Quality of Life: Los Angeles vs Pembroke Pines

Average Commute
32 min
Los Angeles
30 min
Pembroke Pines
2 min longer in Los Angeles
Unemployment Rate
5.3%
Los Angeles
3.5%
Pembroke Pines
Pembroke Pines lower
Metro Population
13.2M
Los Angeles
0.2M
Pembroke Pines
Los Angeles is 75.4x larger

Beyond costs, quality of life matters. The average commute in Los Angeles is 32 minutes versus 30 minutes in Pembroke Pines, a difference of 2 minutes each way. Pembroke Pines's lower unemployment rate of 3.5% versus 5.3% suggests a stronger job market. Pembroke Pines skews slightly older with a median age of 40.1 vs 36.4 in Los Angeles.

Other Cost of Living Comparisons

Los Angeles vs New YorkCOL 173 vs 187Chicago vs Los AngelesCOL 114 vs 173Dallas vs Los AngelesCOL 105 vs 173New York vs Pembroke PinesCOL 187 vs 113Chicago vs Pembroke PinesCOL 114 vs 113Dallas vs Pembroke PinesCOL 105 vs 113

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Frequently Asked Questions

Is Los Angeles or Pembroke Pines more expensive?

Los Angeles is 34.7% more expensive than Pembroke Pines overall. Los Angeles has a cost of living index of 173 compared to 113 for Pembroke Pines (national average = 100). The biggest difference is housing: the median home costs $860,000 in Los Angeles vs $430,000 in Pembroke Pines.

How much more does housing cost in Los Angeles vs Pembroke Pines?

The median home price in Los Angeles is $860,000, which is $430,000 more than Pembroke Pines's median of $430,000. Monthly rent follows a similar pattern: $2,050/month in Los Angeles vs $2,050/month in Pembroke Pines, a difference of $0/month or $0/year.

What salary do I need in Pembroke Pines to match my Los Angeles income?

To maintain the same standard of living, a $76,000 salary in Los Angeles is equivalent to $49,642 in Pembroke Pines. This is based on the cost of living index ratio: Los Angeles's COL index of 173 vs Pembroke Pines's 113. Conversely, $68,200 in Pembroke Pines equals $104,412 in Los Angeles.

Which city has lower taxes, Los Angeles or Pembroke Pines?

On a median household income, the combined federal, state, and FICA tax burden is $17,080 (22.5% effective rate) in Los Angeles vs $11,670 (17.1% effective rate) in Pembroke Pines. Property taxes on the median home are $6,278/year in Los Angeles (0.7% rate) vs $4,300/year in Pembroke Pines (1.0% rate). Sales tax rates are 7.2% in California and 6.0% in Florida.

What is the median household income in Los Angeles and Pembroke Pines?

Los Angeles median household income: $76,000/yr. Pembroke Pines median household income: $68,200/yr (Census ACS).

How does rent compare in Los Angeles vs Pembroke Pines?

Median monthly rent: $2,050 in Los Angeles vs $2,050 in Pembroke Pines. Annualized that is $24,600 vs $24,600.

Which city is better for remote workers, Los Angeles or Pembroke Pines?

Pembroke Pines offers a lower cost of living (index 113 vs 173), which lets remote-workers keeping a coastal salary stretch further. Los Angeles typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Los Angeles and Pembroke Pines numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Los Angeles vs Pembroke Pines comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Los Angeles vs Pembroke Pines cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsLos Angeles COL CalculatorPembroke Pines COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.