Home›Compare›Cost of Living›Milwaukee vs Salt Lake City

Cost of Living: Milwaukee, WI vs Salt Lake City, UT

Wondering how far your dollar stretches in Milwaukee compared to Salt Lake City? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Milwaukee cost-of-living index is 90 vs 111 for Salt Lake City (US = 100). Median home: $225,000 vs $485,000. Median rent: $1,195/mo vs $1,149/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

↑
Salt Lake City is 23.3% more expensive than Milwaukee
COL Index: Milwaukee 90 vs Salt Lake City 111 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Milwaukee vs Salt Lake City — At a Glance

MilwaukeeMetricSalt Lake CityDifference
90Cost of Living Index111+23.3%
$225,000Median Home Price$485,000+115.6%
$1,195Median Monthly Rent$1,149-3.8%
$56,400Median Household Income$77,200+36.9%
1.8%Property Tax Rate0.5%-70.6%
4.6%Unemployment Rate2.8%-39.1%
24 minAverage Commute23 min-4.2%
33.4Median Age32.2-3.6%
1,590,000Metro Population1,270,000-20.1%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Milwaukee vs Salt Lake City

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Milwaukee

Median Home Price$225,000
Down Payment (20.0%)$45,000
Loan Amount$180,000
Principal & Interest$1,138/mo
Property Tax$337/mo
Insurance$66/mo
Monthly PITI$1,541/mo

Salt Lake City

Median Home Price$485,000
Down Payment (20.0%)$97,000
Loan Amount$388,000
Principal & Interest$2,452/mo
Property Tax$214/mo
Insurance$141/mo
Monthly PITI$2,808/mo

Rent & Affordability Ratios

Median Monthly Rent$1,195 vs $1,149 (-$46/mo)
Annual Rent Difference$552/yr more in Milwaukee
Home Price-to-Income Ratio4.0x (Milwaukee) vs 6.3x (Salt Lake City)
Years to Save 20% Down (15% savings rate)5.3 yrs (Milwaukee) vs 8.4 yrs (Salt Lake City)

Buying a home in Milwaukee costs $1,541/month (PITI) compared to $2,808/month in Salt Lake City — a difference of $1,267/month or $15,204/year. The price-to-income ratio is 4.0x in Milwaukee versus 6.3x in Salt Lake City, suggesting Milwaukee is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 5.3 years to save a down payment in Milwaukee compared to 8.4 years in Salt Lake City.

Tax Comparison: Milwaukee vs Salt Lake City

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryMilwaukeeSalt Lake City
Gross Income$56,400$77,200
State Income Tax$1,837$3,513
Federal Income Tax$4,639$8,433
FICA (SS + Medicare)$4,315$5,905
Property Tax (on median home)$4,050/yr$2,571/yr
State Sales Tax Rate5.0%4.9%
Total Tax Burden$10,791 (19.1%)$17,851 (23.1%)
Take-Home Pay$45,609$59,349

On median household income, total taxes (federal + state + FICA) come to $10,791 in Milwaukee (19.1% effective) versus $17,851 in Salt Lake City (23.1% effective). After taxes, take-home pay is $45,609 in Milwaukee and $59,349 in Salt Lake City. Property taxes add $4,050/year on the median Milwaukee home versus $2,571/year in Salt Lake City.

Salary Equivalence: What Your Income Is Worth

A $56,400 salary in Milwaukee equals
$69,560
in Salt Lake City
A $77,200 salary in Salt Lake City equals
$62,595
in Milwaukee

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $56,400 in Milwaukee (COL 90) and relocate to Salt Lake City (COL 111), you would need $69,560 to maintain the same purchasing power. This means you would need a raise of $13,160 to maintain the same standard of living in Salt Lake City.

Quality of Life: Milwaukee vs Salt Lake City

Average Commute
24 min
Milwaukee
23 min
Salt Lake City
1 min longer in Milwaukee
Unemployment Rate
4.6%
Milwaukee
2.8%
Salt Lake City
Salt Lake City lower
Metro Population
1.6M
Milwaukee
1.3M
Salt Lake City
Milwaukee is 1.3x larger

Beyond costs, quality of life matters. The average commute in Milwaukee is 24 minutes versus 23 minutes in Salt Lake City, a difference of 1 minutes each way. Salt Lake City's lower unemployment rate of 2.8% versus 4.6% suggests a stronger job market. Milwaukee skews slightly older with a median age of 33.4 vs 32.2 in Salt Lake City.

Other Cost of Living Comparisons

Milwaukee vs New YorkCOL 90 vs 187Los Angeles vs MilwaukeeCOL 173 vs 90Chicago vs MilwaukeeCOL 114 vs 90New York vs Salt Lake CityCOL 187 vs 111Los Angeles vs Salt Lake CityCOL 173 vs 111Chicago vs Salt Lake CityCOL 114 vs 111

Related Calculators

🏙️
Cost of Living in Milwaukee
Detailed COL breakdown
🏙️
Cost of Living in Salt Lake City
Detailed COL breakdown
🏠
Mortgage Affordability — Milwaukee
How much house can you afford?
🏠
Mortgage Affordability — Salt Lake City
How much house can you afford?
🔑
Rent vs Buy — Milwaukee
Should you rent or own?
⏱️
Salary to Hourly Calculator
Convert $56,400 to hourly
Software Developer Salary — MilwaukeeSoftware Developer Salary — Salt Lake CityRegistered Nurse Salary — MilwaukeeRegistered Nurse Salary — Salt Lake CityAccountant Salary — MilwaukeeAccountant Salary — Salt Lake CityRent vs Buy — Salt Lake CityProperty Tax — MilwaukeeProperty Tax — Salt Lake City

Frequently Asked Questions

Is Milwaukee or Salt Lake City more expensive?

Salt Lake City is 23.3% more expensive than Milwaukee overall. Salt Lake City has a cost of living index of 111 compared to 90 for Milwaukee (national average = 100). The biggest difference is housing: the median home costs $485,000 in Salt Lake City vs $225,000 in Milwaukee.

How much more does housing cost in Salt Lake City vs Milwaukee?

The median home price in Salt Lake City is $485,000, which is $260,000 more than Milwaukee's median of $225,000. Monthly rent follows a similar pattern: $1,149/month in Salt Lake City vs $1,195/month in Milwaukee, a difference of $46/month or $552/year.

What salary do I need in Salt Lake City to match my Milwaukee income?

To maintain the same standard of living, a $56,400 salary in Milwaukee is equivalent to $69,560 in Salt Lake City. This is based on the cost of living index ratio: Milwaukee's COL index of 90 vs Salt Lake City's 111. Conversely, $77,200 in Salt Lake City equals $62,595 in Milwaukee.

Which city has lower taxes, Milwaukee or Salt Lake City?

On a median household income, the combined federal, state, and FICA tax burden is $10,791 (19.1% effective rate) in Milwaukee vs $17,851 (23.1% effective rate) in Salt Lake City. Property taxes on the median home are $4,050/year in Milwaukee (1.8% rate) vs $2,571/year in Salt Lake City (0.5% rate). Sales tax rates are 5.0% in Wisconsin and 4.9% in Utah.

What is the median household income in Milwaukee and Salt Lake City?

Milwaukee median household income: $56,400/yr. Salt Lake City median household income: $77,200/yr (Census ACS).

How does rent compare in Milwaukee vs Salt Lake City?

Median monthly rent: $1,195 in Milwaukee vs $1,149 in Salt Lake City. Annualized that is $14,340 vs $13,788.

Which city is better for remote workers, Milwaukee or Salt Lake City?

Milwaukee offers a lower cost of living (index 90 vs 111), which lets remote-workers keeping a coastal salary stretch further. Salt Lake City typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Milwaukee and Salt Lake City numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Milwaukee vs Salt Lake City comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Milwaukee vs Salt Lake City cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsMilwaukee COL CalculatorSalt Lake City COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.