1. Home
  2. /Compare Cities
  3. /Huntsville vs Birmingham

Huntsville vs. Birmingham

Huntsville, AL  ·  Birmingham, AL

TL;DR

Huntsville cost-of-living index is 90 vs 86 for Birmingham (US = 100). Median home: $270,000 vs $215,000. Median rent: $750/mo vs $898/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-05-30

Birmingham is 4% cheaper than Huntsville overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-05-30

Looking for the national Mortgage Payment Calculator? Mortgage Payment Calculator.

Home Price

AL: $270,000

AL: $215,000

Monthly Rent

AL: $750/mo

AL: $898/mo

COL Index

AL: 90

AL: 86

Median Income

AL: $72,200

AL: $55,800

Side-by-Side Comparison

Metric
Huntsville
Birmingham
Lower / Higher

Median Home Price

$270,000
$215,000
↓Birmingham

Monthly Rent (Median)

$750/mo
$898/mo
↓Huntsville

Median Household Income

$72,200
$55,800
↓Huntsville

Property Tax Rate

0.41%
0.41%
Comparable

Cost of Living Index

100 = national average

90
86
↓Birmingham

Avg. Commute

23 min
24 min
↓Huntsville

Unemployment Rate

2.8%
3.8%
↓Huntsville

Median Age

36.8 yrs
37.7 yrs
↓Birmingham

What This Means For You

Headline insight

Buying Power

A $100,000 salary in Huntsville has the same purchasing power as $95,556 in Birmingham— based on each city's cost of living index.

Housing

Homes in Birmingham cost 20% more (-$55,000 extra). Expect a larger mortgage and down payment.

Renting

Renting in Huntsville saves $148/month — $1,776 per year. Median rent: $750/mo in Huntsville vs $898/mo in Birmingham.

Property Taxes

On a median-priced home, Huntsville owners pay roughly $1,107/year vs $882/year in Birmingham. Rates are comparable.

Local Earnings

Median household income is $72,200 in Huntsville and $55,800 in Birmingham. Birmingham residents earn 23% more — but factor in cost of living.

Daily Commute

Average commute is 23 minutes in Huntsville vs 24 minutes in Birmingham. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Huntsville to Birmingham, here's the salary you'd need:

Salary in HuntsvilleEquivalent in BirminghamDifference
$50,000$47,778-$2,222
$75,000$71,667-$3,333
$100,000$95,556-$4,444
$150,000$143,333-$6,667
$200,000$191,111-$8,889

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Mortgage Calculator

See monthly payments for homes in either city

Rent vs Buy

Is it cheaper to rent or buy in these markets?

Cost of Living

Full cost of living comparison tool

Home Appreciation

Project future home value growth

Affordability Calculator

How much home can you afford?

Property Tax Calculator

Estimate taxes in Huntsville or Birmingham

Huntsville Calculators

→ Mortgage calculator for Huntsville→ Rent vs buy in Huntsville

Birmingham Calculators

→ Mortgage calculator for Birmingham→ Rent vs buy in Birmingham

Related Comparisons

Atlanta vs Birmingham

Huntsville vs Birmingham: Common Questions

Is Huntsville or Birmingham cheaper to live in?

Based on cost of living indices, Birmingham is cheaper overall. Huntsville has a COL index of 90 while Birmingham scores 86 (national average = 100).

How do home prices compare between Huntsville and Birmingham?

The median home price in Huntsville is $270,000 vs $215,000 in Birmingham — a difference of $55,000 (20%).

What salary do I need in Birmingham to match my Huntsville income?

Use the salary equivalence table above. For example, a $100K salary in Huntsville is equivalent to $95,556 in Birmingham in terms of purchasing power.

Which city has lower property taxes?

Birmingham has a lower property tax rate (0.41% vs 0.41%). On a median-priced home, that means paying $882/year vs $1,107/year.

How does rent compare in Huntsville vs Birmingham?

Median monthly rent: $750 in Huntsville vs $898 in Birmingham. Annualized: $9,000 vs $10,776.

What is the median household income in each city?

Huntsville: $72,200/yr. Birmingham: $55,800/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Birmingham typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Related Cities

  • Huntsville Home Affordability
  • Birmingham Home Affordability
  • Atlanta vs Birmingham
  • Austin vs Birmingham
  • Boston vs Birmingham
  • Charlotte vs Birmingham
Browse all Mortgage Payment Calculator calculators →

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-05-30.