What is the current 1-year cd national average rate?

The 1-Year CD National Average Rate is 1.55% as of June 2, 2026, sourced from FDIC National Rates and Rate Caps.

Where does the 1yr cd data come from?

Data is pulled from FDIC National Rates and Rate Caps (https://www.fdic.gov/resources/bankers/national-rates/). CalcFi caches the latest reading and historical series on an weekly cadence.

How often is the 1yr cd updated?

Update cadence: weekly. The freshness pill at the top of the page shows the exact "as of" timestamp for the latest cached value.

What unit is the 1yr cd reported in?

Values are reported in percent (annualized where applicable). The chart and historical table use the same unit.

Can I download 1yr CD data?

Yes. The full historical series is available as JSON at https://calcfi.app/api/data/cd-12mo-national-rate and as CSV at https://calcfi.app/api/data/cd-12mo-national-rate/history.csv. Both are CC BY 4.0.

Is 1-Year CD National Average Rate data free to use?

Yes. CalcFi-distributed data is licensed CC BY 4.0 (attribution required). Upstream public-source data (FRED, BLS, Census) remains in its original license.

How accurate is the 1yr cd on this page?

Values mirror the upstream FDIC National Rates and Rate Caps feed at fetch time. Brief upstream revisions can cause small discrepancies between the live source and CalcFi's cache; the freshness pill flags stale data.

Which calculators use 1yr cd?

Related calculators on CalcFi: CD Calculator. Each prefills the latest 1yr cd value.

Does this data replace financial advice?

No. 1-Year CD National Average Rate data is published for educational reference. It is not personalized investment, tax, or legal advice. For decisions with material consequences, consult a licensed professional.

1-Year CD National Average Rate 2026 — 1.55% (Jun 2, 2026) | Free Data

1-Year CD National Average RateLive· 15m ago

1.55%

As of June 2, 2026

Calculate cd calculator at 1.55%

Historical chart

About this data

The FDIC National Rate Cap for 12-month certificates of deposit — weighted average APY. A popular mid-duration savings product often used in CD ladders.

Data sourced directly from FDIC National Rates and Rate Caps. Updated weekly. Published by CalcFi Editorial. See our methodology.

CalcFi publishes publicly available government economic data. We do not provide financial advice. Consult a licensed advisor before making financial decisions.

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