What is the current national average money market account rate?

The National Average Money Market Account Rate is 0.57% as of June 2, 2026, sourced from FDIC National Rates and Rate Caps.

Where does the mma apy data come from?

Data is pulled from FDIC National Rates and Rate Caps (https://www.fdic.gov/resources/bankers/national-rates/). CalcFi caches the latest reading and historical series on an weekly cadence.

How often is the mma apy updated?

Update cadence: weekly. The freshness pill at the top of the page shows the exact "as of" timestamp for the latest cached value.

What unit is the mma apy reported in?

Values are reported in percent (annualized where applicable). The chart and historical table use the same unit.

Can I download MMA APY data?

Yes. The full historical series is available as JSON at https://calcfi.app/api/data/money-market-national-rate and as CSV at https://calcfi.app/api/data/money-market-national-rate/history.csv. Both are CC BY 4.0.

Is National Average Money Market Account Rate data free to use?

Yes. CalcFi-distributed data is licensed CC BY 4.0 (attribution required). Upstream public-source data (FRED, BLS, Census) remains in its original license.

How accurate is the mma apy on this page?

Values mirror the upstream FDIC National Rates and Rate Caps feed at fetch time. Brief upstream revisions can cause small discrepancies between the live source and CalcFi's cache; the freshness pill flags stale data.

Which calculators use mma apy?

Use the MMA APY alongside our calculators hub to model decisions sensitive to this rate.

Does this data replace financial advice?

No. National Average Money Market Account Rate data is published for educational reference. It is not personalized investment, tax, or legal advice. For decisions with material consequences, consult a licensed professional.

National Average Money Market Account Rate 2026 — 0.57% (Jun 2, 2026) | Free Data

National Average Money Market Account RateLive· 0m ago

0.57%

As of June 2, 2026

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About this data

The FDIC National Rate Cap for money market accounts — weighted average APY across US insured institutions. Published weekly. MMAs typically offer slightly higher rates than standard savings accounts with limited check-writing privileges.

Data sourced directly from FDIC National Rates and Rate Caps. Updated weekly. Published by CalcFi Editorial. See our methodology.

CalcFi publishes publicly available government economic data. We do not provide financial advice. Consult a licensed advisor before making financial decisions.

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