All values come directly from FDIC National Rates and Rate Caps. We do not modify, smooth, or interpolate published values.
The FDIC National Rate Cap for money market accounts — weighted average APY across US insured institutions. Published weekly. MMAs typically offer slightly higher rates than standard savings accounts with limited check-writing privileges.
Weekly — we refresh daily; upstream source publishes once per week (check Next Update below).
We gate dateModified updates to actual value changes (threshold: 0.01% absolute or 0.5% relative) to prevent freshness spoofing. If the upstream value hasn't moved, we don't claim we updated the page.
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