EVERY MORTGAGE DECISION · WITH THE MATH SHOWN

Mortgage Calculators

Every money decision about your home loan. The biggest number you'll ever work with. Calculate payment, affordability, refinance, PMI. Free, no signup.

Calculate my monthly payment →See live mortgage rates→
Most people start here
Updated May 19, 2026 · CFPB · Freddie Mac PMMS

  • Mortgage Payment Calculator

    Estimate the numbers behind mortgage payment calculator.

    →

  • Mortgage Affordability Calculator

    Estimate the numbers behind mortgage affordability calculator.

    →

  • Refinance Savings Calculator

    Estimate the numbers behind refinance savings calculator.

    →

  • Mortgage Payoff Calculator

    Estimate the numbers behind mortgage payoff calculator.

    →

A 30-year mortgage at 6.82% on a $400k home costs you $1.04M over the life of the loan, more than 2.5× the purchase price. Every calculator here uses the standard amortization formula (CFPB-documented), current Freddie Mac PMMS rates, and the 2026 FHFA conforming loan limit ($806,500). We cite the primary sources, not secondhand summaries.

  • Mortgage Payment Calculator

    Estimate the numbers behind mortgage payment calculator.

    →

  • Home Appreciation Calculator

    Estimate the numbers behind home appreciation calculator.

    →

  • Rent vs Buy Calculator

    Estimate the numbers behind rent vs buy calculator.

    →

  • Mortgage Affordability Calculator

    Estimate the numbers behind mortgage affordability calculator.

    →

  • Extra Mortgage Payment Calculator

    Estimate the numbers behind extra mortgage payment calculator.

    →

  • Refinance Savings Calculator

    Estimate the numbers behind refinance savings calculator.

    →

  • PMI Removal Calculator

    Estimate the numbers behind pmi removal calculator.

    →

  • HELOC Calculator

    Estimate the numbers behind heloc calculator.

    →

  • Investment Property ROI Calculator

    Estimate the numbers behind investment property roi calculator.

    →

  • Down Payment Savings Calculator

    Estimate the numbers behind down payment savings calculator.

    →

  • Home Renovation ROI Calculator

    Estimate the numbers behind home renovation roi calculator.

    →

  • Climate Migration Cost Calculator

    Estimate the numbers behind climate migration cost calculator.

    →

  • House Hacking Calculator

    Estimate the numbers behind house hacking calculator.

    →

  • Airbnb Calculator

    Estimate the numbers behind airbnb calculator.

    →

  • Title Insurance Calculator

    Estimate the numbers behind title insurance calculator.

    →

  • Land Transfer Tax Calculator

    Estimate the numbers behind land transfer tax calculator.

    →

  • Home Warranty Calculator

    Estimate the numbers behind home warranty calculator.

    →

  • Property Management Fee Calculator

    Estimate the numbers behind property management fee calculator.

    →

  • Closing Cost Calculator

    Estimate the numbers behind closing cost calculator.

    →

  • Cap Rate Calculator

    Estimate the numbers behind cap rate calculator.

    →

  • Home Equity Calculator

    Estimate the numbers behind home equity calculator.

    →

  • HELOC Payment Calculator

    Estimate the numbers behind heloc payment calculator.

    →

  • Mortgage Payoff Calculator

    Estimate the numbers behind mortgage payoff calculator.

    →

  • Payoff Mortgage vs Invest Calculator

    Estimate the numbers behind payoff mortgage vs invest calculator.

    →

  • Property Tax Calculator

    Estimate the numbers behind property tax calculator.

    →

  • Property Tax Estimator

    Estimate the numbers behind property tax estimator.

    →

  • Property Tax Estimator Calculator

    Estimate the numbers behind property tax estimator calculator.

    →

  • Real Estate Commission Calculator

    Estimate the numbers behind real estate commission calculator.

    →

  • Rent Affordability Calculator

    Estimate the numbers behind rent affordability calculator.

    →

  • Rental Property ROI Calculator

    Estimate the numbers behind rental property roi calculator.

    →

  • Average Rent Calculator

    Estimate the numbers behind average rent calculator.

    →

  • Stamp Duty Calculator

    Estimate the numbers behind stamp duty calculator.

    →

  • Mortgage Payoff Calculator

    Estimate the numbers behind mortgage payoff calculator.

    →

  • Home Affordability Calculator

    Estimate the numbers behind home affordability calculator.

    →

  • Mortgage Refinance Calculator

    Estimate the numbers behind mortgage refinance calculator.

    →

Written and maintained by Jere Salmisto, Founder, CalcFi. Updated May 19, 2026.

Formulas and data sourced from CFPB mortgage guidance, Freddie Mac Primary Mortgage Market Survey, and US Treasury yield curve. Methodology at /about/editorial. Published by CalcFi Editorial.

More mortgage tools
  • Mortgage Recast Calculator

    Lump-sum principal payment + re-amortization savings vs. refinance

    →