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Real Estate Agent Salary in Modesto, CA β€” 2026 Guide

Estimated salaries are adjusted for Modesto's cost of living (index: 108). National data from BLS OEWS 2024; city adjustments reflect local market conditions.

Real Estate Agent Salary in Modesto β€” Key Numbers

$58,644
Median Salary
$34,646
25th Percentile
$100,829
75th Percentile
$171,958
90th Percentile
National median (Real Estate Agent)$54,300
vs. National median+8.0%
Modesto median household income$62,800
vs. City household income-6.6%

Cost of Living in Modesto

Cost of Living Index
108(100 = avg)
Median Monthly Rent$1,400/mo
Rent-to-Income Ratio28.6%
Annual rent cost$16,800
Median Home Price$375,000
Home Price / Salary6.4Γ—
20% Down Payment$75,000
Years to save (20% rate)6.4 yrs

Rent-to-income below 28% is considered affordable; above 35% is cost-burdened. Home price multiple below 3Γ— is affordable; above 5Γ— is expensive by traditional guidelines.

Job Market in Modesto

6.4%
Unemployment Rate
560,000
Metro Population
28 min
Avg Commute
33.1
Median Age

Modesto has a metro population of 560,000, offering a sizeable job market with strong opportunities across key sectors. The 6.4% unemployment rate is above the national average, which may reflect broader economic conditions in the region.

Frequently Asked Questions

How much does a Real Estate Agent make in Modesto, CA?

The estimated median salary for a Real Estate Agent in Modesto is $58,644 per year (2026). This is derived from the national BLS median of $54,300 adjusted by Modesto's cost of living index (108). The typical salary range runs from $34,646 (25th percentile) to $100,829 (75th percentile), with top earners reaching $171,958.

Is Modesto affordable for a Real Estate Agent?

On a $58,644 annual salary, a Real Estate Agent in Modesto would spend approximately 28.6% of gross monthly income on median rent ($1,400/month). This is approaching the 30–35% cost-burden threshold; careful budgeting is recommended. The median home price of $375,000 is 6.4Γ— the annual salary.

How does a Real Estate Agent's salary compare to Modesto's overall income?

Modesto's median household income is $62,800. A Real Estate Agent earning the city-adjusted median of $58,644 earns 6.6% less than the typical Modesto household income. This may reflect that the profession is entry-level or that Modesto has a particularly high median household income due to high-earning industries.

Salary data from U.S. Bureau of Labor Statistics (BLS) OEWS, 2024 release. City salary estimates adjusted by cost of living index. City data from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024–2025). Last updated: March 2026.