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ServiceKentucky (KY)

Real Estate Agent Salary in Kentucky

Take-home pay breakdown using 2025 tax rates โ€” single filer, standard deduction

$54,300
Gross Salary
national median
$43,628
Annual Take-Home
80.3% of gross
$3,636
Monthly Take-Home
after all taxes
$1,678
Bi-Weekly Paycheck
after all taxes

Full Tax Breakdown โ€” Kentucky

Based on national median Real Estate Agent salary of $54,300, single filer, 2025 tax year

Gross Annual Salary
$54,300
Deductions
Federal Income Tax
Effective rate: 8.2%
-$4,477
Kentucky State Income Tax
Effective rate: 3.8%
-$2,041
Social Security Tax
6.2% up to wage base
-$3,367
Medicare Tax
1.45%
-$787
Total Taxes
19.7% effective rate
-$10,672
Net Take-Home Pay (Annual)
$43,628
Net Take-Home Pay (Monthly)
$3,636
Net Take-Home Pay (Bi-Weekly)
$1,678

Where Your Money Goes

Take-Home Pay$43,628 (80.3%)
Federal Income Tax$4,477 (8.2%)
Kentucky State Tax$2,041 (3.8%)
FICA (SS + Medicare)$4,154 (7.7%)

Kentucky vs. National Average

National Median Salary
$54,300
Used for calculations on this page
State Income Tax
$2,041/yr
Effective rate: 3.8%
Property Tax Rate
0.9%
Effective rate on home value
State Sales Tax
6.0%
State rate (local rates may vary)

Flat 4.0% rate. Local income taxes (avg ~1.31% of AGI) not included. Rate reduced from 4.5% in 2023.

Frequently Asked Questions โ€” Real Estate Agent in Kentucky

How much does a Real Estate Agent take home in Kentucky?

On a national median salary of $54,300, a Real Estate Agent in Kentucky takes home approximately $43,628/year ($3,636/month) after federal income tax, Kentucky state income tax, and FICA taxes. This represents an effective total tax rate of 19.7%.

What is the Kentucky state income tax rate for a Real Estate Agent?

On a $54,300 salary, the effective Kentucky state income tax rate is 3.8%, resulting in $2,041 in state taxes annually. Kentucky's marginal rate for this income level is higher, but credits and deductions reduce the effective rate.

How does Kentucky compare to other states for Real Estate Agents?

State tax burden is a key factor in take-home pay comparison. Kentucky's 3.8% effective state tax rate places it in the middle range nationally. To compare all states, use the "Salary by State" table above.

What other taxes does a Real Estate Agent pay in Kentucky?

In addition to federal and state income taxes, workers pay FICA taxes: Social Security (6.2% on wages up to the $168,600 wage base in 2025) and Medicare (1.45%, plus 0.9% surcharge on earnings over $200,000). Local income taxes may also apply in some Kentucky cities. Kentucky's property tax rate is 0.9%, and the state sales tax rate is 6.0%.

Calculations use 2025 federal and state tax rates. Single filer, standard deduction. Does not include local taxes, pre-tax retirement contributions, or employer benefits. Salary data sourced from U.S. Bureau of Labor Statistics (BLS) OEWS. Last updated: March 2025. For personalized calculations, use the Paycheck Calculator.