Retail Manager Salary in Tampa, FL: Median $31,169 in 2026
Tampa (FL) · COL index 108 · Unemployment 3.3% · Metro pop 3,250,000 · Rank #85 of 283 for Retail Manager salary
A Retail Manager in Tampa earns an estimated median of $31,169 per year. That figure starts from the Florida state-level BLS Occupational Employment and Wage Statistics median[1]($29,910) and scales it by Tampa's composite cost-of-living index of 108 (US = 100). The 10th percentile comes in around $24,312; the 90th percentile reaches $49,021. After federal, Florida state (no state income tax), and FICA taxes, a single-filer Retail Manager takes home approximately $27,173/year — about $2,264/month or $1,045 every other week.
Compared to the national Retail Manager median of $48,400, Tampa pays -35.6%. Relative to the Tampa median household income of $63,800, a Retail Managersalary runs -51.1%. Local unemployment is 3.3%[3], with an estimated 1,582 annual Retail Manager openings inferred from metro population share and national employment (1,087,300).
Retail Manager Snapshot — Tampa (2026)
Every row cites a primary public dataset. Rent + home values use Zillow where the metro is in the ZHVI/ZORI coverage set; otherwise ACS + census tract fallbacks.
| Metric | Tampa | National | Source |
|---|---|---|---|
| Retail Manager median salary | $31,169 | $48,400 | [1] |
| 10th percentile | $24,312 | $36,080 | [1] |
| 90th percentile | $49,021 | $90,200 | [1] |
| Annual take-home (single filer) | $27,173 | — | [8][10] |
| Median home value (ZHVI) | $357,965 | — | [5] |
| Median rent (ZORI) | $1,988/mo | — | [5] |
| HUD Fair Market Rent (2BR) | $1,825/mo | — | [6] |
| Median household income (ACS) | $71,254 | — | [7] |
| Cost-of-living index | 108.0 | 100.0 | [4] |
| Unemployment rate | 3.3% | — | [3] |
How Retail Manager Salaries Work in Tampa
City-level wages aren't published directly by BLS for most SOC codes. We build them by anchoring to the Florida state-level OEWS median ($29,910) and scaling by Tampa's composite cost-of-living index (108)[1][4]. That index combines Census ACS rent, Zillow ZHVI, BLS CPI, and AdvisorSmith / ApartmentAdvisor inputs to produce one number per metro. When BLS publishes a separate metro-level wage (MSA-level OEWS), that takes priority — a handful of large metros including New York, LA, Chicago, and DC have this coverage.
On top of the gross wage, the standard US payroll stack applies: federal income tax using 2025 IRS brackets and the $15,000 single standard deduction[8], FICA (Social Security 6.2% up to $176,100 wage base + Medicare 1.45%)[9], and no Florida state income tax — a meaningful wedge worth $1,558–$2,182 per year vs average-tax states[10].
Tampa also sits inside a larger metro labor market where commute patterns, remote-work policies, and adjacent-metro wages compete. A tight labor market (unemployment below 4%) gives candidates pricing power in negotiations. Median household income in the metro is $71,254, which frames what "a good Retail Manager salary" means locally: a $$31,169 wage pays about 44% of the median household income on a single earner.
The deterministic identity: take_home = gross − federal − state − FICA − pre_tax. All math runs client-side; nothing is sent to our servers.
Retail Manager Salary & Cost-of-Living Context — Tampa
Buy vs rent in Tampa
Monthly PITI on the $357,965 median home in Tampa is ~$2,511/mo — vs a $1,988/mo median rent. Rent burden on median household income is 33.5%, which exceeds the recommended 30% guideline for housing costs.
Cost of Living Breakdown — Tampa
Estimated annual expense shares on a $27,173 take-home, using BLS Consumer Expenditure Survey baseline shares scaled to Tampa's COL index of 108. Housing uses the actual median rent.
BLS Consumer Expenditure Survey shares[1], scaled by Tampa's COL index of 108[4]. Housing uses actual median rent of $1,435/month.
Salary vs Housing Affordability in Tampa
Renting
Buying
At $2,264/mo take-home, the 30% rent rule caps housing at $679/mo. Tampa's typical 1–2BR rent runs $1,988/mo[5] (HUD 2BR FMR: $1,825/mo), making rent severely cost-burdened on a median Retail Manager salary. For homebuyers, the 12.5× price-to-income ratio is stretched — expect DTI friction on FHA / conventional underwriting without a co-borrower.
How Tampa Stacks Up for Retail Managers
Against 283 major US cities: Tampa ranks #85 for nominal Retail Manager salary, #162 for rent affordability, and #197 for overall purchasing power. High cost of living absorbs much of Tampa's nominal wage premium. Retail Managers here often trade pay for lifestyle, proximity to employers, or family roots — consider nearby metros on a salary-to-COL basis.
Nearby Cities — Retail Manager Salary Comparison
Tampa's closest metros, scaled by each city's cost-of-living index. Useful for relocation decisions where commute or remote-work policies allow a neighboring metro trade-off.
| City | Est. salary | COL | Rent | vs FL |
|---|---|---|---|---|
| Tampa, FL ★ | $31,169 | 108 | $1,435 | — |
| Miami, FL | $63,404 | 131 | $1,951 | +103.4% |
| Orlando, FL | $50,336 | 104 | $1,314 | +61.5% |
| Jacksonville, FL | $46,464 | 96 | $1,098 | +49.1% |
| Cape Coral, FL | $51,788 | 107 | $1,600 | +66.2% |
| St. Petersburg, FL | $53,240 | 110 | $1,500 | +70.8% |
Retail Manager Job Market in Tampa
Tampa has an estimated 1,582 annual Retail Manageropenings, extrapolated from the metro's share of 1,087,300 national Retail Managers[1]. The 3.3% unemployment rate[3] signals a competitive labor market where skilled professionals can push for top-of-band offers.
Top employers in Tampa
About the profession: Retail managers supervise day-to-day operations in stores, overseeing staff, inventory, customer service, and sales performance metrics. Typical entry requirement: high school diploma or associate degree. Projected growth through 2034: -4%[2].
Career Progression & Related Professions in Tampa
Early-career Retail Managers in Tampa start around $24,312, reach the city median ($31,169) after 4–8 years, and hit 90th-percentile territory ($49,021) at senior / specialized levels.
Related service professions in Tampa
Calculators for Retail Managers in Tampa
Other professions in Tampa
Frequently Asked Questions — Retail Manager in Tampa
How much does a Retail Manager make in Tampa, FL?
The estimated median salary for a Retail Manager in Tampa is $31,169/year, scaled from the BLS OEWS Florida state median ($29,910) by Tampa's composite cost-of-living index of 108 (US = 100). After federal, Florida state, and FICA taxes, take-home is approximately $27,173/year or $2,264/month.
Can a Retail Manager afford to live in Tampa?
On $2,264/month take-home, the 30% rent rule affords $679/month. Tampa's Zillow ZORI median rent is $1,988/mo, HUD's 2BR Fair Market Rent is $1,825/mo. The rent-to-income ratio works out to 55.2%, making housing severely cost-burdened for a Retail Manager at the local median. Home-buyers face 12.5× price-to-income, needing roughly 12.5 years to save a 20% down payment at a 20% savings rate.
How much tax does a Retail Manager pay in Tampa?
On $31,169 gross, a Retail Manager in Tampa pays approximately $1,612 in federal income tax (5.2% effective), $0 in state income tax (Florida has no state individual income tax), and $2,384 in FICA (Social Security + Medicare). Total effective rate: 12.8%. Some Florida cities levy local income taxes in addition; check your municipal DoR before filing.
How does Tampa rank for Retail Manager salaries vs other cities?
Tampa ranks #85 out of 283 tracked metros for nominal Retail Manager salary, #162 for rent affordability (rent-to-income), and #197 for purchasing power (salary ÷ COL). The high-purchasing-power cities tend to be mid-size metros with strong local employers and moderate housing costs; the low-ranked cities trade high nominal pay for steep rents.
What is the cost-of-living breakdown for a Retail Manager in Tampa?
On $27,173 take-home, a reasonable baseline budget for Tampa looks like: housing $17,220/yr (63.4%); food $3,417/yr; transportation $2,804/yr; healthcare $1,948/yr; utilities $1,413/yr; savings + discretionary $371/yr. Numbers use BLS Consumer Expenditure Survey shares scaled to Tampa's COL index of 108 and the city's actual median rent.
What's the Retail Manager job market like in Tampa?
Tampa's unemployment rate is 3.3% across the metro of 3,250,000. Estimated annual Retail Manager openings: ~1,582 (extrapolated from 1,087,300 nationally employed and the metro's population share). The tight labor market favors candidates in salary negotiations.
Do Tampa employers pay above or below the Florida median for Retail Managers?
Not consistently — Tampa's estimated Retail Manager median of $31,169 is 35.6% below the national median. The trade-off is usually lower rents and (in some cases) lower state taxes, which can leave real purchasing power competitive.
Methodology — How we compute this page
Wage estimate. The Tampa median is derived from the Florida state-level BLS OEWS median ($29,910), scaled by Tampa's composite cost-of-living index of 108. When BLS publishes a direct MSA-level wage for the occupation, that takes priority over the scaled state median. Percentile bands inherit the same scale factor.
Housing + rent. Median home value uses Zillow ZHVI; median rent prefers Zillow ZORI and falls back to Census ACS median gross rent. HUD Fair Market Rents (50th-percentile 2BR) are shown where HUD publishes the metro. Price-to-income and rent-to-income ratios use the estimated Retail Managermedian (not the city's overall median household income) — to reflect the specific role-vs-city affordability picture.
Tax math. Federal tax uses 2025 IRS brackets and the $15,000 single standard deduction. FICA is Social Security 6.2% up to the $176,100 wage base + Medicare 1.45% (+ 0.9% Additional Medicare above $200,000). State tax uses Florida's 2026 brackets from the state DoR (mirrored via Tax Foundation where the DoR's publication is paywalled or split). Local income taxes (e.g. NYC, Portland-OR supplemental, OH municipal) are NOT included — check your municipal authority for specifics.
Cost of living. The 108index is the composite used by CalcFi's /data/cities.ts, which merges Census ACS, BLS CPI shelter, Zillow ZORI, and commercial COL estimators. The COL-adjusted salary on this page assumes the statewide RPP = 103.6(BEA) approximates the state's purchasing power; cities are then scaled relative to that.
Refresh cadence. BLS OEWS releases annually (typically March); BEA RPP releases annually in December; IRS brackets adjust in October; Zillow ZHVI/ZORI updates monthly; HUD FMR publishes annually in August for the upcoming fiscal year. The dateModified shown above auto-bumps to the most recent retrievedAt on any sourced value the page consumes.
Known limits. Metro-level OEWS coverage is partial — only ~50 large MSAs have separately published occupation wages; the rest inherit state-level estimates scaled by COL. Rent and home data may trail the real-time market by 1–3 months (Zillow) or 8–12 months (ACS). Rankings are capped to the city set in our dataset (283 metros), not every incorporated US city.
Sources
Every number on this page cites a primary public dataset. Last reviewed (auto-bumped on the next ISR refresh after an ETL run).
- BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-06-13.
- BLS Employment Projections — 2024–34 occupational growth rates — www.bls.gov/emp. Retrieved 2026-06-13.
- BLS Local Area Unemployment Statistics — metro-level unemployment rate — www.bls.gov/lau. Retrieved 2026-06-13.
- Bureau of Economic Analysis — Regional Price Parities (state + metro) — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-06-13.
- Zillow Research — ZHVI (home value index) + ZORI (observed rent index) — www.zillow.com/research/data. Retrieved 2026-06-13.
- HUD Fair Market Rents — 50th-percentile 2-bedroom FY — www.huduser.gov/portal/datasets/fmr.html. Retrieved 2026-06-13.
- U.S. Census Bureau — American Community Survey (ACS) 5-year estimates, metro level — www.census.gov/programs-surveys/acs. Retrieved 2026-06-13.
- Internal Revenue Service — Federal individual income tax brackets and standard deductions — www.irs.gov/forms-pubs/about-publication-17. Retrieved 2026-06-13.
- Social Security Administration — OASDI / Medicare contribution and wage-base rules — www.ssa.gov. Retrieved 2026-06-13.
- Florida Department of Revenue — 2026 individual income tax brackets (accessed via Tax Foundation mirror) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-06-13.
CalcFi does not sell data. If you spot an error, email hello@calcfi.app with the URL and the correct figure. We review reader corrections within 5 business days.
For personalized calculations, use the Florida Paycheck Calculator.