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Tax Season Hub

Tax Season 2026 — Everything in One Place

Live countdown to every key deadline, all tax calculators grouped by use, the 2026 tax law changes you need to know, and a save-your-progress prep checklist. No login required — your checklist saves in your browser.

Key 2026 Deadlines (Live Countdown)

Tax Day (2025 returns)

April 15, 2026
Time remaining: deadline has passed

File Form 1040 or request an extension. Extensions do not extend payment.

Q1 2026 Estimated Taxes

April 15, 2026
Time remaining: deadline has passed

First quarterly payment for self-employed and investors.

Q2 2026 Estimated Taxes

June 15, 2026
Time remaining:
16d21h14m32s

Second quarterly payment covering April–June income.

Q3 2026 Estimated Taxes

September 15, 2026
Time remaining:
108d21h14m32s

Third quarterly payment covering July–September income.

Extended Return Deadline

October 15, 2026
Time remaining:
138d21h14m32s

Final filing deadline if you requested a 6-month extension.

Q4 2026 Estimated Taxes

January 15, 2027
Time remaining:
230d22h14m32s

Final quarterly payment covering October–December 2026 income.

What's New in 2026

Inflation adjustments, SECURE 2.0 provisions coming online, and pending legislation to watch.

Standard Deduction Increases

The 2025 standard deduction rose to $15,000 single / $30,000 married filing jointly / $22,500 head of household. 2026 amounts adjust again for inflation. Most filers continue to take the standard deduction rather than itemizing.

401(k) Contribution Limits

2025 elective deferral limit is $23,500 (catch-up $7,500 if 50+; new $11,250"super catch-up" for ages 60-63 under SECURE 2.0). 2026 limits are set to adjust with inflation.

IRA Contribution Limits

2025 Traditional/Roth IRA limit is $7,000 ($8,000 if 50+). Roth income phaseouts continue to widen with inflation.

HSA Contribution Limits

2025 HSA limits: $4,300 self-only / $8,550 family, with $1,000 catch-up at 55+. HSAs remain the most tax-advantaged account available (triple tax advantage).

SECURE 2.0 Roth Catch-Up Rule

Starting in 2026, high earners (prior-year FICA wages over $145,000, indexed) must make catch-up 401(k) contributions as Roth, not pre-tax. Plan your withholding and contribution elections accordingly.

1099-K Reporting Threshold

The $600 marketplace reporting threshold for Form 1099-K remains phased: $5,000 for 2024 transactions, $2,500 for 2025, $600 for 2026. Gig workers and online sellers should expect more 1099-Ks this filing season.

Energy & EV Credits

The Inflation Reduction Act energy efficient home improvement and residential clean energy credits continue through 2032. EV credits have new sourcing and income limits that tightened in 2025.

State SALT Cap

The $10,000 SALT deduction cap (set by TCJA) is scheduled to expire after 2025 unless Congress extends it. Watch for legislation that could change 2026 deductions materially.

Every Tax Calculator

Free, instant, no signup. Grouped by the situation you're solving for.

Income & Withholding

Income Tax CalculatorTax Bracket CalculatorTax Withholding CalculatorPayroll Withholding CalculatorPaycheck CalculatorTake-Home Pay CalculatorMarginal vs Effective Tax Rate

Self-Employment & Business

Self-Employment Tax CalculatorSelf-Employed Tax CalculatorGig Tax Deductions CalculatorHome Office Deduction CalculatorQBI Deduction CalculatorEmployee vs Contractor Calculator

Investments & Crypto

Capital Gains Tax CalculatorTax-Loss Harvesting CalculatorWash Sale CalculatorCrypto Tax CalculatorCrypto Tax Liability Calculator

Retirement & Contributions

IRA Contribution Tax SavingsSocial Security Tax CalculatorBackdoor Roth Calculator

Property & Estate

Property Tax CalculatorProperty Tax EstimatorEstate Tax CalculatorLand Transfer Tax Calculator

Penalties & Extensions

IRS Penalty CalculatorTax Extension Penalty CalculatorUnderpayment Penalty CalculatorRemote Work Tax Calculator

Reference & Guides

Standard Deduction 2026Capital Gains Rates by StateTax Bracket Reference (2026)State Taxes OverviewCrypto Tax Guide

Your Tax Prep Checklist

Interactive checklist for gathering documents before you file. Progress saves automatically in your browser — no account needed.

Your Tax Prep Checklist

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Income Documents

Deduction & Credit Documents

Self-Employed / Freelancer

Personal Information

Special Situations

Frequently Asked Questions

When is Tax Day 2026?+

Tax Day for 2025 federal returns is Wednesday, April 15, 2026. State filing deadlines typically match but confirm with your state revenue agency.

What if I can't file by April 15?+

File Form 4868 for an automatic 6-month extension (new deadline October 15, 2026). An extension gives you more time to file but not more time to pay — estimate and pay any balance due by April 15 to avoid failure-to-pay penalties and interest.

What's changing for 2026 under SECURE 2.0?+

Starting in 2026, high earners (prior-year FICA wages over $145,000, indexed) must make 401(k) catch-up contributions as Roth rather than pre-tax. Check with your plan administrator.

Do I need to make quarterly estimated tax payments?+

Yes, if you expect to owe at least $1,000 in tax after withholding and credits. This most commonly applies to self-employed workers, freelancers, and investors with significant capital gains or rental income.

How long should I keep tax records?+

The IRS generally has 3 years to audit a return. Keep returns and supporting documents for at least 3 years; keep records related to property, investments, and retirement accounts for as long as you own the asset plus 3 years after sale.

Is the SALT cap going away?+

The $10,000 state and local tax deduction cap is scheduled to expire after 2025 under current law. Congress may extend, modify, or let it expire — monitor legislation in late 2025 and early 2026.

Related Resources

→ Full Financial Calendar→ Tax Calculator Hub→ Real Money Case Studies→ Crypto Tax Guide→ State Taxes by State→ 2026 Contribution Limits