Crypto Tax Liability Calculator — What Do You Owe?
Estimate your total crypto tax bill with gain/loss netting.
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Your Results
Total Crypto Tax
$1,710
ST: $660 · LT: $1,050
Net Taxable Gains
$10,000
Ordinary loss deduction: $0
Tax Summary
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How This Calculator Works
Net ST = ST Gains − ST Losses
Net LT = LT Gains − LT Losses
Cross-netting: Excess ST losses offset LT gains, and vice versa.
Frequently Asked Questions
Sum all gains minus losses. Apply short-term or long-term rates based on holding period. Add state tax. High earners add 3.8% NIIT.
Currently crypto does NOT have a wash sale rule. You can sell at a loss and immediately repurchase, locking in the tax loss. Congress may change this.
Hold for 1+ year (long-term rate), tax-loss harvest, donate appreciated crypto to charity, use crypto in a self-directed IRA, time sales in low-income years.
Mining income is self-employment income — you pay SE tax (15.3%) plus income tax. Staking rewards are likely ordinary income but not SE taxable.
IRS receives 1099 data from major exchanges. Unreported crypto is considered tax fraud. File amended returns for past years if needed.
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Calculations are for educational purposes only. Consult a qualified financial advisor for personalized advice.