Cost of Living Comparison for Eugene, OR
Updated 2026 · Local data pre-filled
Eugene's cost of living index is 107 — 7% more expensive than the national average. This factors in housing, groceries, utilities, transportation, and healthcare. Use this calculator to see how your purchasing power would change if you moved to another city.
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How Eugene Compares to the National Average
Understanding how Eugene stacks up helps you calibrate your financial planning.
| Metric | Eugene, OR | US Average | Difference |
|---|---|---|---|
| Median Home Price | $420,000 | $420,800 | -0.2% |
| Median Monthly Rent | $1,300 | $1,713 | -24.1% |
| Median Household Income | $58,400 | $74,580 | -21.7% |
| Property Tax Rate | 0.92% | 1.10% | -16.4% |
| Cost of Living Index | 107 | 100 | +7.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Eugene Financial Snapshot
- Population (Metro)
- 390,000
- Unemployment
- 3.8%
- Avg Commute
- 22 min
- Median Age
- 34.7
- Price-to-Rent Ratio
- 26.9x
- Annual Property Tax
- $3,864
Cost of Living Comparison in Other Oregon Cities
Frequently Asked Questions — Eugene
What is the median home price in Eugene, OR?
The median home price in Eugene is $420,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Eugene?
Median monthly rent in Eugene is $1,300. That works out to $15,600/year, or 27% of the median household income — within the commonly recommended 30% of income guideline.
Is Eugene affordable?
Eugene's cost of living index is 107 vs. the national average of 100. With a median household income of $58,400/year and a median home price of $420,000, the price-to-income ratio is 7.2x. This makes homeownership a significant stretch for the typical Eugene household.
What is the property tax rate in Eugene?
The effective property tax rate in Eugene is 0.92% of assessed value. On the median home of $420,000, that's roughly $3,864/year ($322/month).