Real Estate Calculators

Estimate total closing costs as a buyer or seller — by state, loan type, and purchase price.

How much rent can you afford? Based on gross income and the 30% rule (or your custom ratio).

Current equity in your home based on market value, original price, and remaining mortgage balance.

LTV ratio for your mortgage — and whether you're above the PMI threshold.

Net operating income ÷ property value — the standard metric for investment property comparison.

Annual pre-tax yield on the cash you put into a deal — the investor's core metric.

Gross and net rental yield by purchase price, rent, and operating expenses.

Buy, Rehab, Rent, Refinance, Repeat — full deal analysis with ARV, cash-out refi, and CoC return.

Profit, ROI, and break-even on a flip deal — purchase, rehab, carrying costs, and sale.

Debt service coverage ratio — know if your rental income qualifies for a DSCR loan.

Property value ÷ annual gross rent — quick filter for comparing investment properties.

Tax deferral on property sale — boot calculation, equity rollover, and timeline requirements.

Tax owed on home sale after the $250k/$500k primary residence exclusion.

Monthly FHA payment with MIP, 3.5% down — and when MIP drops off.

VA loan payment with funding fee, zero down, and no PMI — for veterans and service members.

IO payment vs fully amortizing — and how much principal you're NOT paying down.

Break-even analysis on buying discount points to lower your interest rate.

Net proceeds after agent commission, closing costs, and mortgage payoff.

Buyer and seller agent fees by sale price — and how to model a flat-fee or FSBO scenario.

Estimated annual property tax by state effective rate and assessed home value.

Total cost of HOA fees over time — and their impact on mortgage affordability.

Fair rent split between roommates by room size, amenities, and income.

Estimate total moving costs by distance, home size, and whether you hire movers.

Estimated home appraisal value using comparable sales and price-per-sqft adjustments.

Return on investment for home improvements — which projects add the most value.

Cost estimates for common renovations by square footage, finish level, and region.

Budget range for a kitchen remodel — budget, mid-range, and high-end options.

Full or partial bathroom remodel cost with ROI at resale.

Net income after mortgage, taxes, insurance, vacancy, and maintenance on a rental.

Annual vacancy cost and its impact on net operating income and cap rate.

Airbnb/VRBO profit after platform fees, cleaning, and occupancy rate assumptions.

HUD fair market rent by bedroom count and county — for landlords considering Section 8.

NOI, cap rate, and value for office, retail, and industrial properties.

True cost of breaking a lease early — fees, reletting charges, and lost deposit.