Estimate buyer or seller closing costs by state, loan type, and purchase price.
Net proceeds after agent commission, closing costs, and mortgage payoff.
How much rent can you afford? 30% rule or your custom income ratio.
NOI ÷ property value — the standard investment property comparison metric.
Real estate is a series of spreads: purchase price vs appraisal, sale price vs net proceeds, market rent vs actual occupancy, cap rate vs cost of capital. Every calculator here uses the same primary sources the pros use — Freddie Mac Primary Mortgage Market Survey for rates, HUD Fair Market Rents for rental benchmarks, IRS Publication 523 for capital gains on home sale, CFPB Regulation Z for mortgage disclosures. We don't guess — we cite.
From offer to keys. Closing costs run 2-5% of purchase price; LTV drives PMI; FHA and VA loans change the down-payment math entirely.
Estimate buyer or seller closing costs by state, loan type, and purchase price.
Break-even analysis on discount points to lower your interest rate.
LTV ratio for your mortgage and whether you are above the PMI threshold.
Current equity based on market value, original price, and remaining balance.
Monthly FHA payment with MIP, 3.5% down, and when MIP drops off.
VA payment with funding fee, zero down, no PMI for veterans.
IO payment vs amortizing and how much principal you are NOT paying down.
Owner and lender title insurance cost by state and purchase price.
State and municipal transfer tax (stamp duty) on property purchase.
Net proceeds, not sale price. Agent commission (~5-6%), closing costs, capital gains ($250k/$500k IRS Pub 523 exclusion), and mortgage payoff all come out first.
Net proceeds after agent commission, closing costs, and mortgage payoff.
Buyer + seller agent fees by sale price or model flat-fee/FSBO.
Tax owed after the $250k/$500k primary residence exclusion (IRS Pub 523).
Tax deferral on property sale — boot, equity rollover, and timeline.
Compare a 1031 like-kind exchange vs. paying capital gains now.
Home appraisal estimate using comparable sales and price-per-sqft.
Affordability rules (30% of gross income), state-level rent-control caps, lease-break penalties — plus Section 8 HUD fair-market rent tables.
How much rent can you afford? 30% rule or your custom income ratio.
Landlord + tenant view on annual hikes with inflation and rent-control caps.
Fair split between roommates by room size, amenities, and income.
True cost of breaking a lease early — fees, reletting, lost deposit.
HUD fair market rent by bedroom count and county for Section 8 landlords.
Cap rate, cash-on-cash, DSCR, GRM — the standard metrics every buy-hold investor uses. Plus STR/Airbnb math and commercial NOI.
NOI ÷ property value — the standard investment property comparison metric.
Annual pre-tax cash flow as a % of cash invested — the real return.
Gross and net rental yield by purchase price, rent, and operating expenses.
Buy, Rehab, Rent, Refinance, Repeat — full deal analysis with ARV + cash-out refi.
Debt service coverage ratio — qualify your rental for a DSCR loan.
Property value ÷ annual gross rent — quick filter for investment properties.
Net income after mortgage, taxes, insurance, vacancy, and maintenance.
Annual vacancy cost and its impact on NOI and cap rate.
NOI, cap rate, and value for office, retail, and industrial properties.
Airbnb/VRBO profit after platform fees, cleaning, and occupancy.
Estimate Airbnb income by location, occupancy, and nightly price.
Monthly and annual property management fees — rental ROI impact.
Purchase + rehab + carrying cost + sale. ROI drops fast when holding periods extend or rehab budgets slip.
Profit, ROI, and break-even on a flip — purchase, rehab, carrying, sale.
Live in one unit, rent the rest — net housing cost and CoC return.
Return on building an accessory dwelling unit — rental or Airbnb.
Return on home improvements — which projects add the most value.
Cost estimates for common renovations by sqft, finish level, region.
Budget, mid-range, and high-end kitchen remodel ranges.
Full or partial bathroom remodel with ROI at resale.
Property tax varies 0.3% (Hawaii) to 2.5% (New Jersey) of assessed value. HOA fees, home warranty, moving — the ongoing costs of ownership.
Annual property tax by state effective rate and assessed value.
Annual property tax bill, monthly escrow, homestead exemption savings.
Total cost of HOA fees over time — impact on mortgage affordability.
Annual home warranty cost vs out-of-pocket repair risk.
Total moving costs by distance, home size, and whether you hire movers.
Current Freddie Mac weekly benchmark
Daily leading indicator for mortgage rates
Payment, refinance, payoff, jumbo, ARM
Roof, kitchen, bathroom, solar — detailed budgets
HVAC, flooring, fencing, decks, and more
Capital gains, 1031, property tax