Cost of Living Comparison for Oxnard, CA
Updated 2026 · Local data pre-filled
Oxnard's cost of living index is 148 — 48% more expensive than the national average. This factors in housing, groceries, utilities, transportation, and healthcare. Use this calculator to see how your purchasing power would change if you moved to another city.
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How Oxnard Compares to the National Average
Understanding how Oxnard stacks up helps you calibrate your financial planning.
| Metric | Oxnard, CA | US Average | Difference |
|---|---|---|---|
| Median Home Price | $720,000 | $420,800 | +71.1% |
| Median Monthly Rent | $2,200 | $1,713 | +28.4% |
| Median Household Income | $80,200 | $74,580 | +7.5% |
| Property Tax Rate | 0.72% | 1.10% | -34.5% |
| Cost of Living Index | 148 | 100 | +48.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Oxnard Financial Snapshot
- Population (Metro)
- 840,000
- Unemployment
- 4.6%
- Avg Commute
- 28 min
- Median Age
- 34.7
- Price-to-Rent Ratio
- 27.3x
- Annual Property Tax
- $5,184
Cost of Living Comparison in Other California Cities
Frequently Asked Questions — Oxnard
What is the median home price in Oxnard, CA?
The median home price in Oxnard is $720,000 as of 2025–2026. This is above the national median of $420,800.
What is the average rent in Oxnard?
Median monthly rent in Oxnard is $2,200. That works out to $26,400/year, or 33% of the median household income — above the recommended 30% threshold.
Is Oxnard affordable?
Oxnard's cost of living index is 148 vs. the national average of 100. With a median household income of $80,200/year and a median home price of $720,000, the price-to-income ratio is 9.0x. This makes homeownership a significant stretch for the typical Oxnard household.
What is the property tax rate in Oxnard?
The effective property tax rate in Oxnard is 0.72% of assessed value. On the median home of $720,000, that's roughly $5,184/year ($432/month).