Cost of Living Comparison for St. Petersburg, FL
Updated 2026 · Local data pre-filled
St. Petersburg's cost of living index is 110 — 10% more expensive than the national average. This factors in housing, groceries, utilities, transportation, and healthcare. Use this calculator to see how your purchasing power would change if you moved to another city.
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How St. Petersburg Compares to the National Average
Understanding how St. Petersburg stacks up helps you calibrate your financial planning.
| Metric | St. Petersburg, FL | US Average | Difference |
|---|---|---|---|
| Median Home Price | $385,000 | $420,800 | -8.5% |
| Median Monthly Rent | $1,500 | $1,713 | -12.4% |
| Median Household Income | $60,200 | $74,580 | -19.3% |
| Property Tax Rate | 0.91% | 1.10% | -17.3% |
| Cost of Living Index | 110 | 100 | +10.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
St. Petersburg Financial Snapshot
- Population (Metro)
- 270,000
- Unemployment
- 3.0%
- Avg Commute
- 26 min
- Median Age
- 40.5
- Price-to-Rent Ratio
- 21.4x
- Annual Property Tax
- $3,504
Cost of Living Comparison in Other Florida Cities
Frequently Asked Questions — St. Petersburg
What is the median home price in St. Petersburg, FL?
The median home price in St. Petersburg is $385,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in St. Petersburg?
Median monthly rent in St. Petersburg is $1,500. That works out to $18,000/year, or 30% of the median household income — within the commonly recommended 30% of income guideline.
Is St. Petersburg affordable?
St. Petersburg's cost of living index is 110 vs. the national average of 100. With a median household income of $60,200/year and a median home price of $385,000, the price-to-income ratio is 6.4x. This makes homeownership a significant stretch for the typical St. Petersburg household.
What is the property tax rate in St. Petersburg?
The effective property tax rate in St. Petersburg is 0.91% of assessed value. On the median home of $385,000, that's roughly $3,504/year ($292/month).