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Daycare Cost Calculator for Aurora, CO
Local data pre-filled
Daycare in Aurora, CO costs approximately $1,284/month per child, based on a cost of living index of 107. That's about 22.5% of the median household income. Estimate your total childcare costs and explore tax credit eligibility.
✓ Calculator below is pre-filled with Aurora local data
Data as of · Sources: Zillow, Census ACS, Tax Foundation, Freddie Mac
Colorado Financial Snapshot (2026) — Daycare Cost Calculator
Local cost-of-living pushes typical expense for the daycare cost calculator in Colorado.
How the Daycare Cost Calculator Math Works Under Colorado Law
The Daycare Cost Calculator runs a well-known formula (principal × rate, discounted cash flow, amortization, or equivalent) client-side and layers on Colorado's tax and cost-of-living inputs. State-specific numbers — brackets, exemptions, and averages — come from public federal / state datasets cited in the sources section.
Local context: Aurora, CO
Housing economics in Aurora, CO. The median home value runs 24.3% above the U.S. baseline for Aurora, CO is $445,000 per Zillow's home-value index. Median rent runs $1,650 a month per Zillow ZORI, cheaper than the national $1,850 baseline. Effective property tax sits at 0.60% of assessed value, below the 0.99% national average tracked by the Tax Foundation.
Income and tax climate. Colorado's top marginal state income tax bracket lands at 4.63% — compared to the volume-weighted national average around 4-5%. BEA's Regional Price Parity scores Aurora, CO at 107.0 (national = 100), meaning a dollar in Aurora, CO buys 93¢ of national purchasing power.
Local context as of 2026-04-19.
Aurora versus the U.S. baseline
| Metric | Aurora, CO | U.S. baseline | Difference |
|---|---|---|---|
| Median home value[zillow] | $445,000 | $358,000 | 24.3% |
| Median monthly rent[zillow] | $1,650 | $1,850 | -10.8% |
| Property tax (effective)[tax-foundation] | 0.60% | 0.99% | -39.4% |
| State top marginal income tax[tax-foundation] | 4.63% | ~4.08% (volume-weighted) | 0.5 pp |
| State cost-of-living index[bea-rpp] | 107.0 | 100.0 | 7.0 pts |
How to use the Daycare Cost Calculator
Walk through using the Daycare Cost Calculator with Aurora, CO-specific defaults pre-loaded from primary sources.
- Enter your Aurora numbersFill in the daycare cost inputs. Defaults reflect Aurora, CO 2026: median home $445,000, median rent $1,650/mo, 0.60% effective property tax.
- Apply the local 2026 inputsThe median home value in Aurora is $445,000 (Zillow ZHVI), with median monthly rent running $1,650/mo.
- Compare against Aurora contextMonthly PITI on the $445,000 median home in Aurora is ~$2,762/mo — vs a $1,650/mo median rent.
How Colorado Compares to Neighboring States
| State | Median home | Top inc tax | Prop tax rate | RPP (US=100) |
|---|---|---|---|---|
| Colorado (this page) | $560,000 | 4.40% | 0.51% | 101.9 |
| Arizona equivalent | $430,000 | 2.50% | 0.66% | 100.7 |
| see Kansas | $225,000 | 5.58% | 1.41% | 89.9 |
| compare to Nebraska | $265,000 | 5.20% | 1.73% | 90.3 |
| New Mexico | $305,000 | 5.90% | 0.80% | 91.0 |
Sources: Zillow ZHVI[1], state Departments of Revenue / Tax Foundation[2], Tax Foundation property taxes[3], BEA Regional Price Parities[4].
What Changes Your Result in Colorado
- Colorado cost-of-living drag:Line-item costs in Colorado deviate from the US mean by whatever the BEA all-items RPP deviates from 100. Weight your budget toward the state average rather than the national average.
Related Calculations for Colorado
- how childcare cost works for Colorado residents — near-duplicate slugs — canonical cross-link.
How Aurora Compares to the National Average
Understanding how Aurora stacks up helps you calibrate your financial planning.
| Metric | Aurora, CO | US Average | Difference |
|---|---|---|---|
| Median Home Price | $445,000 | $420,800 | +5.8% |
| Median Monthly Rent | $1,650 | $1,713 | -3.7% |
| Median Household Income | $68,500 | $74,580 | -8.2% |
| Property Tax Rate | 0.60% | 1.10% | -45.5% |
| Cost of Living Index | 107 | 100 | +7.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Aurora Financial Snapshot
- Population (Metro)
- 395,000
- Unemployment
- 3.8%
- Avg Commute
- 30 min
- Median Age
- 34.1
- Price-to-Rent Ratio
- 22.5x
- Annual Property Tax
- $2,670
More Financial Calculators for Aurora, CO
Daycare Cost Calculator in Other Colorado Cities
Frequently Asked Questions — Aurora
- Can median-income households afford the median home in Aurora?
- With a ~$2,762 monthly PITI and $68,500 median income, housing would consume ~48.4% of gross annual income. Qualifying under the 28% DTI rule requires ~$118,371 in annual income. Educational reference only.
- Is it better to rent or buy in Aurora?
- Aurora's price-to-rent ratio (22.5x) tilts toward renting — above 20x, buying is generally expensive relative to renting.
- What is the annual property tax bill on the median home in Aurora?
- Approximately $2,670/yr at the 0.60% effective rate on the $445,000 median home. The national average effective rate is 1.07%.
- What share of median income goes to rent in Aurora?
- The $1,650/mo median rent represents 28.9% of the $68,500 median household income. The recommended housing cost threshold is 30%; Aurora falls within that guideline. Educational reference only.
- How much does commuting cost in Aurora?
- Average commute time in Aurora is 30 minutes per ACS. Estimated annual commute cost runs about $5,226. Educational reference only.
- How does the cost of living in Aurora compare to the national average?
- Aurora's BEA RPP index is 107, 7% above the national baseline of 100. For a household earning the national median income of $77,540, this translates to ~$5,428/yr in purchasing power difference. Educational reference only.
- What is the median home price in Aurora, CO?
- The median home price in Aurora is $445,000 as of 2025–2026.
- What is the average rent in Aurora?
- The median monthly rent in Aurora, CO is $1,650.
- Does the daycare cost replace professional advice?
- No. This calculator gives educational estimates using public Aurora data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for decisions with material consequences.
How we compute this — methodology
The Aurora page uses local median home price ($445,000), median rent ($1,650/mo), and property tax rate (0.60%) alongside the calculator's client-side formula. Calculations run in your browser — no inputs are sent to a server.
Known limits: ZIP-level variance within Aurora can be substantial — the figures shown are city-wide medians. For a precise property tax quote, consult your county assessor.
Sources
- Zillow Research — ZHVI (Zillow Home Value Index) + ZORI (Zillow Observed Rent Index), city-level. zillow.com/research/data. Retrieved 2026-04-19.
- U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income and population. census.gov/programs-surveys/acs.
- CalcFi state financial context — tips + first-time homebuyer programs compiled from each state's Housing Finance Authority (HFA) public pages. See
src/data/state-financial-context.ts. - Tax Foundation — state property tax effective rates and state/local sales tax rates. taxfoundation.org.
- Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rate averages used by mortgage-related calculators. freddiemac.com/pmms.
- Bureau of Economic Analysis — Regional Price Parities by State — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
- BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-04-19.
- Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rates — www.freddiemac.com/pmms. Retrieved 2026-04-19.
- NAIC Dwelling Fire, Homeowners Owners, and Homeowners Tenants Insurance Report — content.naic.org/article/homeowners-insurance-report. Retrieved 2026-04-19.
- State Departments of Revenue — official bracket + deduction publications (one primary URL per state; linked in the brackets table below) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.
- U.S. Department of Labor — State Minimum Wage Laws — www.dol.gov/agencies/whd/minimum-wage/state. Retrieved 2026-04-19.
- FRED (Federal Reserve Economic Data) — real median household income, unemployment, HPI, LFPR per state — fred.stlouisfed.org. Retrieved 2026-04-19.
Spot an error? Email [email protected] with the URL and the correct figure.
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National reference: Daycare Cost Calculator Calculator