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Daycare Cost Calculator for Goodyear, AZ

Local data pre-filled

Written by Jere Salmisto·Reviewed by CalcFi Editorial·Methodology
TL;DR

Housing: $445,000 median home, $1,650/mo/mo median rent, PITI ~$2,869/mo (10% down, 6.30% PMMS). Income: $92,500 median household; rent burden 21.4% (within 30% guideline). Taxes: 0.70% effective property tax rate → ~$3,115 annual bill. Cost of living: BEA RPP index 104 (national baseline = 100); estimated annual commute cost ~$5,574. Context: unemployment 3.0%; job market led by Arizona state industries.

Source: Zillow ZHVI/ZORI · Census ACS · Tax Foundation, 2025–2026

📍 Customized for Goodyear, Arizona

Daycare in Goodyear, AZ costs approximately $1,248/month per child, based on a cost of living index of 104. That's about 16.2% of the median household income. Estimate your total childcare costs and explore tax credit eligibility.

Median Home
$445k
Median Rent
$1,650/mo
Median Income
$93k/yr
Property Tax
0.70%
Cost of Living
104 / 100 avg

✓ Calculator below is pre-filled with Goodyear local data

Data as of Apr 2026 · Sources: Zillow, Census ACS, Tax Foundation, Freddie Mac

★Reality Score— See how your Goodyear numbers actually stack up in 60 seconds.See my full picture →
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Arizona Financial Snapshot (2026) — Daycare Cost Calculator

Local cost-of-living pushes typical expense for the daycare cost calculator in Arizona.

MetricArizonaSource
Median household income$92,500/yr[1][1]
Median home value (ZHVI)$430,000[2][2]
Minimum wage—[3][3]
Cost-of-living index (BEA RPP)100.7 (US = 100)[4][4]

How the Daycare Cost Calculator Math Works Under Arizona Law

The Daycare Cost Calculator runs a well-known formula (principal × rate, discounted cash flow, amortization, or equivalent) client-side and layers on Arizona's tax and cost-of-living inputs. State-specific numbers — brackets, exemptions, and averages — come from public federal / state datasets cited in the sources section.

Local context: Goodyear, AZ

Housing economics in Goodyear, AZ. The median home value runs 24.3% above the U.S. baseline for Goodyear, AZ is $445,000 per Zillow's home-value index. Median rent runs $1,650 a month per Zillow ZORI, cheaper than the national $1,850 baseline. Effective property tax sits at 0.70% of assessed value, below the 0.99% national average tracked by the Tax Foundation.

Income and tax climate. Arizona's top marginal state income tax bracket lands at 4.55% — compared to the volume-weighted national average around 4-5%. BEA's Regional Price Parity scores Goodyear, AZ at 104.0 (national = 100), meaning a dollar in Goodyear, AZ buys 96¢ of national purchasing power.

Local context as of 2026-04-19.

Goodyear versus the U.S. baseline

MetricGoodyear, AZU.S. baselineDifference
Median home value[zillow]$445,000$358,00024.3%
Median monthly rent[zillow]$1,650$1,850-10.8%
Property tax (effective)[tax-foundation]0.70%0.99%-29.3%
State top marginal income tax[tax-foundation]4.55%~4.08% (volume-weighted)0.5 pp
State cost-of-living index[bea-rpp]104.0100.04.0 pts

How to use the Daycare Cost Calculator

Walk through using the Daycare Cost Calculator with Goodyear, AZ-specific defaults pre-loaded from primary sources.

  1. Enter your Goodyear numbersFill in the daycare cost inputs. Defaults reflect Goodyear, AZ 2026: median home $445,000, median rent $1,650/mo, 0.70% effective property tax.
  2. Apply the local 2026 inputsThe median home value in Goodyear is $445,000 (Zillow ZHVI), with median monthly rent running $1,650/mo.
  3. Compare against Goodyear contextMonthly PITI on the $445,000 median home in Goodyear is ~$2,869/mo — vs a $1,650/mo median rent.

How Arizona Compares to Neighboring States

StateMedian homeTop inc taxProp tax rateRPP (US=100)
Arizona (this page)$430,0002.50%0.66%100.7
check California$770,00013.30%0.76%112.2
Colorado equivalent$560,0004.40%0.51%101.9
Nevada side-by-side$430,000None0.56%97.9
check Utah$505,0004.55%0.58%95.7

Sources: Zillow ZHVI[1], state Departments of Revenue / Tax Foundation[2], Tax Foundation property taxes[3], BEA Regional Price Parities[4].

What Changes Your Result in Arizona

  • Arizona cost-of-living drag:Line-item costs in Arizona deviate from the US mean by whatever the BEA all-items RPP deviates from 100. Weight your budget toward the state average rather than the national average.

Related Calculations for Arizona

  • Childcare Cost Calculator for Arizona — near-duplicate slugs — canonical cross-link.

How Goodyear Compares to the National Average

Understanding how Goodyear stacks up helps you calibrate your financial planning.

MetricGoodyear, AZUS AverageDifference
Median Home Price$445,000$420,800+5.8%
Median Monthly Rent$1,650$1,713-3.7%
Median Household Income$92,500$74,580+24.0%
Property Tax Rate0.70%1.10%-36.4%
Cost of Living Index104100+4.0%

Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.

Goodyear Financial Snapshot

Population (Metro)
105,000
Unemployment
3.0%
Avg Commute
32 min
Median Age
34.8
Price-to-Rent Ratio
22.5x
Annual Property Tax
$3,115
← Daycare Cost Calculator (all states)← Daycare Cost Calculator for Arizona

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Frequently Asked Questions — Goodyear

Can median-income households afford the median home in Goodyear?
With a ~$2,869 monthly PITI and $92,500 median income, housing would consume ~37.2% of gross annual income. Qualifying under the 28% DTI rule requires ~$122,957 in annual income. Educational reference only.
Is it better to rent or buy in Goodyear?
Goodyear's price-to-rent ratio (22.5x) tilts toward renting — above 20x, buying is generally expensive relative to renting.
What is the annual property tax bill on the median home in Goodyear?
Approximately $3,115/yr at the 0.70% effective rate on the $445,000 median home. The national average effective rate is 1.07%.
What share of median income goes to rent in Goodyear?
The $1,650/mo median rent represents 21.4% of the $92,500 median household income. The recommended housing cost threshold is 30%; Goodyear falls within that guideline. Educational reference only.
How much does commuting cost in Goodyear?
Average commute time in Goodyear is 32 minutes per ACS. Estimated annual commute cost runs about $5,574. Educational reference only.
How does the cost of living in Goodyear compare to the national average?
Goodyear's BEA RPP index is 104, 4% above the national baseline of 100. For a household earning the national median income of $77,540, this translates to ~$3,102/yr in purchasing power difference. Educational reference only.
What is the median home price in Goodyear, AZ?
The median home price in Goodyear is $445,000 as of 2025–2026.
What is the average rent in Goodyear?
The median monthly rent in Goodyear, AZ is $1,650.
Does the daycare cost replace professional advice?
No. This calculator gives educational estimates using public Goodyear data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for decisions with material consequences.
How we compute this — methodology

The Goodyear page uses local median home price ($445,000), median rent ($1,650/mo), and property tax rate (0.70%) alongside the calculator's client-side formula. Calculations run in your browser — no inputs are sent to a server.

Known limits: ZIP-level variance within Goodyear can be substantial — the figures shown are city-wide medians. For a precise property tax quote, consult your county assessor.

Sources

  1. Zillow Research — ZHVI (Zillow Home Value Index) + ZORI (Zillow Observed Rent Index), city-level. zillow.com/research/data. Retrieved 2026-04-19.
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income and population. census.gov/programs-surveys/acs.
  3. CalcFi state financial context — tips + first-time homebuyer programs compiled from each state's Housing Finance Authority (HFA) public pages. See src/data/state-financial-context.ts.
  4. Tax Foundation — state property tax effective rates and state/local sales tax rates. taxfoundation.org.
  5. Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rate averages used by mortgage-related calculators. freddiemac.com/pmms.
  6. Bureau of Economic Analysis — Regional Price Parities by State — www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area. Retrieved 2026-04-19.
  7. BLS Occupational Employment and Wage Statistics (OEWS) — state-level occupational wages — www.bls.gov/oes. Retrieved 2026-04-19.
  8. Freddie Mac Primary Mortgage Market Survey (PMMS) — weekly national mortgage rates — www.freddiemac.com/pmms. Retrieved 2026-04-19.
  9. NAIC Dwelling Fire, Homeowners Owners, and Homeowners Tenants Insurance Report — content.naic.org/article/homeowners-insurance-report. Retrieved 2026-04-19.
  10. State Departments of Revenue — official bracket + deduction publications (one primary URL per state; linked in the brackets table below) — taxfoundation.org/data/all/state/state-income-tax-rates. Retrieved 2026-04-19.
  11. U.S. Department of Labor — State Minimum Wage Laws — www.dol.gov/agencies/whd/minimum-wage/state. Retrieved 2026-04-19.
  12. FRED (Federal Reserve Economic Data) — real median household income, unemployment, HPI, LFPR per state — fred.stlouisfed.org. Retrieved 2026-04-19.

Spot an error? Email [email protected] with the URL and the correct figure.

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Daycare Cost Calculator

Estimate daycare costs by state, child age, and care type with tax benefit savings calculations.

Verified August 17, 2026 · Checked against IRS, Fed & Treasury sources

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Daycare Cost Calculator

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Assumptions· 2026

  • ·2026 national average infant daycare: ~$1,250/mo center; ~$900/mo licensed home (NAEYC)
  • ·State-by-state cost data applied; MA (~$2,400/mo) and DC (~$2,600/mo) are highest-cost
  • ·Dependent Care FSA ($5,000/yr pre-tax) and CDCTC applied to show after-tax cost
  • ·Annual after-tax cost shown net of available tax benefits
When this is wrong
  • ·Urban vs. rural variance within states: metro often 40–60% above state average
  • ·Waitlist costs: premium infant slots often have 12–24 month wait
  • ·Nanny/au pair: W-2 household employee rules apply; FICA and state employment taxes additional
  • ·Toddler and preschool rates typically lower than infant — multi-year projection uses age-appropriate rates
Assumptions· 2026▾
  • ·2026 national average infant daycare: ~$1,250/mo center; ~$900/mo licensed home (NAEYC)
  • ·State-by-state cost data applied; MA (~$2,400/mo) and DC (~$2,600/mo) are highest-cost
  • ·Dependent Care FSA ($5,000/yr pre-tax) and CDCTC applied to show after-tax cost
  • ·Annual after-tax cost shown net of available tax benefits
When this is wrong
  • ·Urban vs. rural variance within states: metro often 40–60% above state average
  • ·Waitlist costs: premium infant slots often have 12–24 month wait
  • ·Nanny/au pair: W-2 household employee rules apply; FICA and state employment taxes additional
  • ·Toddler and preschool rates typically lower than infant — multi-year projection uses age-appropriate rates

Related calculators

Baby Cost Calculator 2026Budget Calculator 2026Paycheck Calculator 2026: Your Exact Take-Home Pay
Your Results

Based on your inputs

Demo numbers · replace inputs to see yours
Estimated Monthly Daycare Cost
$1,479

$17,748 per year in California

Monthly Cost$1,479
Annual Cost$17,748
CDCTC Tax Credit Savings$600
DCFSA Tax Savings$1,500
Effective Annual Cost$15,648
% of Median Household Income23.6%

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Published byJere Salmisto· Founder, CalcFiReviewed byCalcFi EditorialEditorial standardsMethodologyLast verified April 21, 2026

Primary sources & authoritative references

Every formula on this page traces to a federal agency, central bank, or peer-reviewed institution. We cite the rule-makers, not secondhand blogs.

  • ChildCare.gov — Cost of Child Care in the United States — U.S. Department of Health & Human ServicesNational median weekly childcare rates by provider type and child age. (opens in new tab)
  • IRS — Child and Dependent Care Credit (Form 2441) — Internal Revenue Service$3,000/$6,000 qualifying expense limits and 20–35% credit rate schedule. (opens in new tab)
  • DOL Women's Bureau — Child Care Cost and Workforce Data — U.S. Department of Labor (opens in new tab)

Found an error in a formula or source? Report it →

Daycare Cost Calculator by State

State-specific rates, taxes, and cost-of-living adjustments

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Calculations are for educational purposes only. Consult a qualified financial advisor for personalized advice.