Mortgage Affordability Calculator for Victorville, CA
Updated 2026 · Local data pre-filled
In Victorville, the median household income is $62,000 per year, while the median home costs $380,000. The price-to-income ratio is 6.1x — a stretch in this competitive market. Use this calculator to determine what you can comfortably afford based on your income.
✓ Calculator below is pre-filled with Victorville local data
How Victorville Compares to the National Average
Understanding how Victorville stacks up helps you calibrate your financial planning.
| Metric | Victorville, CA | US Average | Difference |
|---|---|---|---|
| Median Home Price | $380,000 | $420,800 | -9.7% |
| Median Monthly Rent | $1,600 | $1,713 | -6.6% |
| Median Household Income | $62,000 | $74,580 | -16.9% |
| Property Tax Rate | 0.73% | 1.10% | -33.6% |
| Cost of Living Index | 107 | 100 | +7.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Victorville Financial Snapshot
- Population (Metro)
- 390,000
- Unemployment
- 6.0%
- Avg Commute
- 38 min
- Median Age
- 29.4
- Price-to-Rent Ratio
- 19.8x
- Annual Property Tax
- $2,774
Mortgage Affordability Calculator in Other California Cities
Frequently Asked Questions — Victorville
What is the median home price in Victorville, CA?
The median home price in Victorville is $380,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Victorville?
Median monthly rent in Victorville is $1,600. That works out to $19,200/year, or 31% of the median household income — above the recommended 30% threshold.
Is Victorville affordable?
Victorville's cost of living index is 107 vs. the national average of 100. With a median household income of $62,000/year and a median home price of $380,000, the price-to-income ratio is 6.1x. This makes homeownership a significant stretch for the typical Victorville household.
What is the property tax rate in Victorville?
The effective property tax rate in Victorville is 0.73% of assessed value. On the median home of $380,000, that's roughly $2,774/year ($231/month).