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Cost of Living: Evansville, IN vs Shreveport, LA

Wondering how far your dollar stretches in Evansville compared to Shreveport? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Evansville cost-of-living index is 82 vs 82 for Shreveport (US = 100). Median home: $165,000 vs $165,000. Median rent: $825/mo vs $850/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Evansville and Shreveport have similar costs of living
COL Index: Evansville 82 vs Shreveport 82 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Evansville vs Shreveport — At a Glance

EvansvilleMetricShreveportDifference
82Cost of Living Index82+0.0%
$165,000Median Home Price$165,000+0.0%
$825Median Monthly Rent$850+3.0%
$48,500Median Household Income$46,800-3.5%
1.0%Property Tax Rate0.5%-45.0%
3.5%Unemployment Rate5.8%+65.7%
20 minAverage Commute22 min+10.0%
37.5Median Age35.5-5.3%
315,000Metro Population440,000+39.7%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Evansville vs Shreveport

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Evansville

Median Home Price$165,000
Down Payment (20.0%)$33,000
Loan Amount$132,000
Principal & Interest$834/mo
Property Tax$138/mo
Insurance$48/mo
Monthly PITI$1,020/mo

Shreveport

Median Home Price$165,000
Down Payment (20.0%)$33,000
Loan Amount$132,000
Principal & Interest$834/mo
Property Tax$76/mo
Insurance$48/mo
Monthly PITI$958/mo

Rent & Affordability Ratios

Median Monthly Rent$825 vs $850 (+$25/mo)
Annual Rent Difference$300/yr more in Shreveport
Home Price-to-Income Ratio3.4x (Evansville) vs 3.5x (Shreveport)
Years to Save 20% Down (15% savings rate)4.5 yrs (Evansville) vs 4.7 yrs (Shreveport)

Buying a home in Evansville costs $1,020/month (PITI) compared to $958/month in Shreveport — a difference of $62/month or $744/year. The price-to-income ratio is 3.4x in Evansville versus 3.5x in Shreveport, suggesting Evansville is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 4.5 years to save a down payment in Evansville compared to 4.7 years in Shreveport.

Tax Comparison: Evansville vs Shreveport

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryEvansvilleShreveport
Gross Income$48,500$46,800
State Income Tax$1,425$1,029
Federal Income Tax$3,691$3,487
FICA (SS + Medicare)$3,710$3,581
Property Tax (on median home)$1,650/yr$908/yr
State Sales Tax Rate7.0%4.5%
Total Tax Burden$8,826 (18.2%)$8,097 (17.3%)
Take-Home Pay$39,674$38,703

On median household income, total taxes (federal + state + FICA) come to $8,826 in Evansville (18.2% effective) versus $8,097 in Shreveport (17.3% effective). After taxes, take-home pay is $39,674 in Evansville and $38,703 in Shreveport. Property taxes add $1,650/year on the median Evansville home versus $908/year in Shreveport.

Salary Equivalence: What Your Income Is Worth

A $48,500 salary in Evansville equals
$48,500
in Shreveport
A $46,800 salary in Shreveport equals
$46,800
in Evansville

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $48,500 in Evansville (COL 82) and relocate to Shreveport (COL 82), you would need $48,500 to maintain the same purchasing power. This means your salary should stay roughly the same.

Quality of Life: Evansville vs Shreveport

Average Commute
20 min
Evansville
22 min
Shreveport
2 min shorter in Evansville
Unemployment Rate
3.5%
Evansville
5.8%
Shreveport
Evansville lower
Metro Population
0.3M
Evansville
0.4M
Shreveport
Shreveport is 1.4x larger

Beyond costs, quality of life matters. The average commute in Evansville is 20 minutes versus 22 minutes in Shreveport, a difference of 2 minutes each way. Evansville's lower unemployment rate of 3.5% versus 5.8% suggests a stronger job market. Evansville skews slightly older with a median age of 37.5 vs 35.5 in Shreveport.

Other Cost of Living Comparisons

Evansville vs New YorkCOL 82 vs 187Evansville vs Los AngelesCOL 82 vs 173Chicago vs EvansvilleCOL 114 vs 82New York vs ShreveportCOL 187 vs 82Los Angeles vs ShreveportCOL 173 vs 82Chicago vs ShreveportCOL 114 vs 82

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Salary to Hourly Calculator
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Frequently Asked Questions

Is Evansville or Shreveport more expensive?

Evansville and Shreveport have very similar costs of living, with COL indices of 82 and 82 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Shreveport vs Evansville?

The median home price in Shreveport is $165,000, which is $0 more than Evansville's median of $165,000. Monthly rent follows a similar pattern: $850/month in Shreveport vs $825/month in Evansville, a difference of $25/month or $300/year.

What salary do I need in Shreveport to match my Evansville income?

To maintain the same standard of living, a $48,500 salary in Evansville is equivalent to $48,500 in Shreveport. This is based on the cost of living index ratio: Evansville's COL index of 82 vs Shreveport's 82. Conversely, $46,800 in Shreveport equals $46,800 in Evansville.

Which city has lower taxes, Evansville or Shreveport?

On a median household income, the combined federal, state, and FICA tax burden is $8,826 (18.2% effective rate) in Evansville vs $8,097 (17.3% effective rate) in Shreveport. Property taxes on the median home are $1,650/year in Evansville (1.0% rate) vs $908/year in Shreveport (0.5% rate). Sales tax rates are 7.0% in Indiana and 4.5% in Louisiana.

What is the median household income in Evansville and Shreveport?

Evansville median household income: $48,500/yr. Shreveport median household income: $46,800/yr (Census ACS).

How does rent compare in Evansville vs Shreveport?

Median monthly rent: $825 in Evansville vs $850 in Shreveport. Annualized that is $9,900 vs $10,200.

Which city is better for remote workers, Evansville or Shreveport?

Evansville offers a lower cost of living (index 82 vs 82), which lets remote-workers keeping a coastal salary stretch further. Shreveport typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Evansville and Shreveport numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Evansville vs Shreveport comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Evansville vs Shreveport cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsEvansville COL CalculatorShreveport COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.