Mortgage Affordability Calculator for Shreveport, LA
Updated 2026 · Local data pre-filled
In Shreveport, the median household income is $46,800 per year, while the median home costs $165,000. The price-to-income ratio is 3.5x — relatively affordable for local buyers. Use this calculator to determine what you can comfortably afford based on your income.
✓ Calculator below is pre-filled with Shreveport local data
How Shreveport Compares to the National Average
Understanding how Shreveport stacks up helps you calibrate your financial planning.
| Metric | Shreveport, LA | US Average | Difference |
|---|---|---|---|
| Median Home Price | $165,000 | $420,800 | -60.8% |
| Median Monthly Rent | $850 | $1,713 | -50.4% |
| Median Household Income | $46,800 | $74,580 | -37.2% |
| Property Tax Rate | 0.55% | 1.10% | -50.0% |
| Cost of Living Index | 82 | 100 | -18.0% |
Sources: U.S. Census Bureau, BLS, Zillow, NAR (2024–2025). Green = favorable for residents; red = less favorable.
Shreveport Financial Snapshot
- Population (Metro)
- 440,000
- Unemployment
- 5.8%
- Avg Commute
- 22 min
- Median Age
- 35.5
- Price-to-Rent Ratio
- 16.2x
- Annual Property Tax
- $908
Mortgage Affordability Calculator in Other Louisiana Cities
Frequently Asked Questions — Shreveport
What is the median home price in Shreveport, LA?
The median home price in Shreveport is $165,000 as of 2025–2026. This is below the national median of $420,800.
What is the average rent in Shreveport?
Median monthly rent in Shreveport is $850. That works out to $10,200/year, or 22% of the median household income — within the commonly recommended 30% of income guideline.
Is Shreveport affordable?
Shreveport's cost of living index is 82 vs. the national average of 100. With a median household income of $46,800/year and a median home price of $165,000, the price-to-income ratio is 3.5x. Shreveport remains relatively affordable compared to many US metros.
What is the property tax rate in Shreveport?
The effective property tax rate in Shreveport is 0.55% of assessed value. On the median home of $165,000, that's roughly $908/year ($76/month).