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Cost of Living: Myrtle Beach, SC vs Greenville, SC

Wondering how far your dollar stretches in Myrtle Beach compared to Greenville? Below we break down housing costs, rent, taxes, income, and quality of life using 2026 data so you can make an informed relocation or remote-work decision. Every number is computed from Census, BLS, and Zillow data specific to these two metro areas.

TL;DR

Myrtle Beach cost-of-living index is 96 vs 96 for Greenville (US = 100). Median home: $295,000 vs $295,000. Median rent: $1,350/mo vs $1,300/mo.

Source: Census ACS · Zillow ZHVI/ZORI · BEA RPP, 2026

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Myrtle Beach and Greenville have similar costs of living
COL Index: Myrtle Beach 96 vs Greenville 96 (national avg = 100)
Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Myrtle Beach vs Greenville — At a Glance

Myrtle BeachMetricGreenvilleDifference
96Cost of Living Index96+0.0%
$295,000Median Home Price$295,000+0.0%
$1,350Median Monthly Rent$1,300-3.7%
$54,800Median Household Income$64,400+17.5%
0.6%Property Tax Rate0.6%+0.0%
3.5%Unemployment Rate3.2%-8.6%
22 minAverage Commute24 min+9.1%
40Median Age37.3-6.8%
530,000Metro Population960,000+81.1%

Data sourced from Census Bureau, BLS, Zillow, and ApartmentAdvisor (2024-2025). COL Index: 100 = national average.

Housing Comparison: Myrtle Beach vs Greenville

Monthly mortgage assumes 6.5% interest, 30-year fixed, 20.0%down payment. PITI includes principal, interest, property tax, and homeowner's insurance.

Myrtle Beach

Median Home Price$295,000
Down Payment (20.0%)$59,000
Loan Amount$236,000
Principal & Interest$1,492/mo
Property Tax$143/mo
Insurance$86/mo
Monthly PITI$1,720/mo

Greenville

Median Home Price$295,000
Down Payment (20.0%)$59,000
Loan Amount$236,000
Principal & Interest$1,492/mo
Property Tax$143/mo
Insurance$86/mo
Monthly PITI$1,720/mo

Rent & Affordability Ratios

Median Monthly Rent$1,350 vs $1,300 (-$50/mo)
Annual Rent Difference$600/yr more in Myrtle Beach
Home Price-to-Income Ratio5.4x (Myrtle Beach) vs 4.6x (Greenville)
Years to Save 20% Down (15% savings rate)7.2 yrs (Myrtle Beach) vs 6.1 yrs (Greenville)

Buying a home in Myrtle Beach costs $1,720/month (PITI) compared to $1,720/month in Greenville — a difference of $0/month or $0/year. The price-to-income ratio is 5.4x in Myrtle Beach versus 4.6x in Greenville, suggesting Greenville is relatively more affordable for homebuyers relative to local incomes. At a 15% savings rate, it takes 7.2 years to save a down payment in Myrtle Beach compared to 6.1 years in Greenville.

Tax Comparison: Myrtle Beach vs Greenville

Estimated on each city's median household income, single filer, standard deduction, 2025 rates.

Tax CategoryMyrtle BeachGreenville
Gross Income$54,800$64,400
State Income Tax$1,493$2,088
Federal Income Tax$4,447$5,617
FICA (SS + Medicare)$4,193$4,927
Property Tax (on median home)$1,711/yr$1,711/yr
State Sales Tax Rate6.0%6.0%
Total Tax Burden$10,133 (18.5%)$12,632 (19.6%)
Take-Home Pay$44,667$51,768

On median household income, total taxes (federal + state + FICA) come to $10,133 in Myrtle Beach (18.5% effective) versus $12,632 in Greenville (19.6% effective). After taxes, take-home pay is $44,667 in Myrtle Beach and $51,768 in Greenville. Property taxes add $1,711/year on the median Myrtle Beach home versus $1,711/year in Greenville.

Salary Equivalence: What Your Income Is Worth

A $54,800 salary in Myrtle Beach equals
$54,800
in Greenville
A $64,400 salary in Greenville equals
$64,400
in Myrtle Beach

These figures adjust for cost of living using the formula: adjusted = salary × (COL_destination / COL_origin). If you earn $54,800 in Myrtle Beach (COL 96) and relocate to Greenville (COL 96), you would need $54,800 to maintain the same purchasing power. This means your salary should stay roughly the same.

Quality of Life: Myrtle Beach vs Greenville

Average Commute
22 min
Myrtle Beach
24 min
Greenville
2 min shorter in Myrtle Beach
Unemployment Rate
3.5%
Myrtle Beach
3.2%
Greenville
Greenville lower
Metro Population
0.5M
Myrtle Beach
1.0M
Greenville
Greenville is 1.8x larger

Beyond costs, quality of life matters. The average commute in Myrtle Beach is 22 minutes versus 24 minutes in Greenville, a difference of 2 minutes each way. Greenville's lower unemployment rate of 3.2% versus 3.5% suggests a stronger job market. Myrtle Beach skews slightly older with a median age of 40 vs 37.3 in Greenville.

Other Cost of Living Comparisons

Myrtle Beach vs New YorkCOL 96 vs 187Los Angeles vs Myrtle BeachCOL 173 vs 96Chicago vs Myrtle BeachCOL 114 vs 96Greenville vs New YorkCOL 96 vs 187Greenville vs Los AngelesCOL 96 vs 173Chicago vs GreenvilleCOL 114 vs 96

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Frequently Asked Questions

Is Myrtle Beach or Greenville more expensive?

Myrtle Beach and Greenville have very similar costs of living, with COL indices of 96 and 96 respectively (national average = 100). Day-to-day expenses, housing, and taxes are comparable between the two metro areas.

How much more does housing cost in Greenville vs Myrtle Beach?

The median home price in Greenville is $295,000, which is $0 more than Myrtle Beach's median of $295,000. Monthly rent follows a similar pattern: $1,300/month in Greenville vs $1,350/month in Myrtle Beach, a difference of $50/month or $600/year.

What salary do I need in Greenville to match my Myrtle Beach income?

To maintain the same standard of living, a $54,800 salary in Myrtle Beach is equivalent to $54,800 in Greenville. This is based on the cost of living index ratio: Myrtle Beach's COL index of 96 vs Greenville's 96. Conversely, $64,400 in Greenville equals $64,400 in Myrtle Beach.

Which city has lower taxes, Myrtle Beach or Greenville?

On a median household income, the combined federal, state, and FICA tax burden is $10,133 (18.5% effective rate) in Myrtle Beach vs $12,632 (19.6% effective rate) in Greenville. Property taxes on the median home are $1,711/year in Myrtle Beach (0.6% rate) vs $1,711/year in Greenville (0.6% rate). Sales tax rates are 6.0% in South Carolina and 6.0% in South Carolina.

What is the median household income in Myrtle Beach and Greenville?

Myrtle Beach median household income: $54,800/yr. Greenville median household income: $64,400/yr (Census ACS).

How does rent compare in Myrtle Beach vs Greenville?

Median monthly rent: $1,350 in Myrtle Beach vs $1,300 in Greenville. Annualized that is $16,200 vs $15,600.

Which city is better for remote workers, Myrtle Beach or Greenville?

Myrtle Beach offers a lower cost of living (index 96 vs 96), which lets remote-workers keeping a coastal salary stretch further. Greenville typically wins on amenities and labor-market depth.

Where does the data on this comparison come from?

Myrtle Beach and Greenville numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income, demographics), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this Myrtle Beach vs Greenville comparison updated?

Source feeds (Zillow, Freddie Mac PMMS, Census ACS, BEA RPP) are refreshed on their native cadence. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. The Myrtle Beach vs Greenville cost-of-living page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Explore More

All City ComparisonsMyrtle Beach COL CalculatorGreenville COL CalculatorSalary GuidesMortgage Affordability CalculatorRent vs Buy Calculator

Sources & Citations

  1. Zillow Research — ZHVI (home values) & ZORI (observed rent index) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities by state and MSA — bea.gov/rpp
  4. Tax Foundation — effective state and local tax rates — taxfoundation.org
  5. Freddie Mac PMMS — weekly national average mortgage rates — freddiemac.com/pmms
  6. Internal Revenue Service — federal income tax brackets and standard deduction — irs.gov
  7. U.S. Bureau of Labor Statistics — unemployment and wage statistics — bls.gov
Methodology & Assumptions

Home prices use Zillow Home Value Index (ZHVI)[1]; rents use Zillow Observed Rent Index (ZORI)[1]. Median household income comes from the Census ACS 5-year estimates[2].

COL indices use the BEA Regional Price Parity methodology[3], normalized so 100 = national average.

Property tax rates are effective rates from the Tax Foundation[4], expressed as % of owner-occupied home value. Mortgage estimates assume 6.5% fixed rate[5], 30-year term, 20.0% down, $1,800/yr homeowners insurance.

Federal tax calculations[6] assume single filer, standard deduction. State tax uses the top marginal rate times taxable income after the state standard deduction. FICA = 6.2% Social Security (up to wage base) + 1.45% Medicare.

Salary equivalence uses adjusted = salary × (COL_destination / COL_origin). This captures cost-of-living shift but not state income tax differences.

Unemployment figures are the most recent monthly MSA-level readings from the BLS LAUS series[7].

Last reviewed is computed from the maximum retrievedAt across every source this page consumes.

City data from Census Bureau[2], BLS[7], and Zillow[1] (2024-2025). Tax calculations use 2025 IRS rates[6], single filer, standard deduction. Mortgage estimates assume 6.5% PMMS rate[5], 30-year term, 20.0% down. COL Index: 100 = national average[3]. Last reviewed 2026-04-19.