Dallas vs Charlotte
Dallas, TX · Charlotte, NC
Dallas and Charlotte have similar costs of living.
Home Price
Dallas: $370,000
Charlotte: $365,000
Monthly Rent
Dallas: $1,275/mo
Charlotte: $1,595/mo
COL Index
Dallas: 105
Charlotte: 104
Median Income
Dallas: $69,400
Charlotte: $68,600
Side-by-Side Comparison
Median Home Price
Monthly Rent (Median)
Median Household Income
Property Tax Rate
Cost of Living Index
100 = national average
Avg. Commute
Unemployment Rate
Median Age
What This Means For You
Buying Power
A $100,000 salary in Dallas has the same purchasing power as $99,048 in Charlotte — based on each city's cost of living index.
Housing
Homes in Charlotte cost 1% more (-$5,000 extra). Expect a larger mortgage and down payment.
Renting
Renting in Dallas saves you $320/month — $3,840 per year. Median rent: $1,275/mo in Dallas vs $1,595/mo in Charlotte.
Property Taxes
On a median-priced home, Dallas owners pay roughly $6,660/year in property taxes vs $2,884/year in Charlotte. That's a $3,776 annual difference.
Local Earnings
Median household income is $69,400 in Dallas and $68,600 in Charlotte. Incomes are similar, so cost of living differences matter more.
Daily Commute
Average commute is 28 minutes in Dallas vs 27 minutes in Charlotte. Commute times are nearly identical.
Salary Equivalence
To maintain the same lifestyle when moving from Dallas to Charlotte, here's the salary you'd need:
| Salary in Dallas | Equivalent in Charlotte | Difference |
|---|---|---|
| $50,000 | $49,524 | -$476 |
| $75,000 | $74,286 | -$714 |
| $100,000 | $99,048 | -$952 |
| $150,000 | $148,571 | -$1,429 |
| $200,000 | $198,095 | -$1,905 |
* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.
Run the Numbers
Mortgage Calculator
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Rent vs Buy
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Cost of Living
Full cost of living comparison tool
Home Appreciation
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Affordability Calculator
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Property Tax Calculator
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Dallas Calculators
Charlotte Calculators
Related Comparisons
Dallas vs Charlotte: Common Questions
Is Dallas or Charlotte cheaper to live in?
Based on cost of living indices, Charlotte is cheaper overall. Dallas has a COL index of 105 while Charlotte scores 104 (national average = 100).
How do home prices compare between Dallas and Charlotte?
The median home price in Dallas is $370,000 vs $365,000 in Charlotte — a difference of $5,000 (1%).
What salary do I need in Charlotte to match my Dallas income?
Use the salary equivalence table above. For example, a $100K salary in Dallas is equivalent to $99,048 in Charlotte in terms of purchasing power.
Which city has lower property taxes?
Charlotte has a lower property tax rate (0.79% vs 1.8%). On a median-priced home, that means paying $2,884/year vs $6,660/year.
Cost of living data sourced from Council for Community and Economic Research (C2ER) Cost of Living Index, U.S. Census Bureau American Community Survey, and Zillow Research. Tax rates from Tax Foundation and state revenue agencies. Last updated: March 2025.