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Dallas vs San Antonio

Dallas, TX  ·  San Antonio, TX

TL;DR

Dallas cost-of-living index is 105 vs 92 for San Antonio (US = 100). Median home: $370,000 vs $270,000. Median rent: $1,275/mo vs $899/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-04-19

⚖️

San Antonio is 12% cheaper than Dallas overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-04-19

Home Price

Dallas: $370,000

San: $270,000

Monthly Rent

Dallas: $1,275/mo

San: $899/mo

COL Index

Dallas: 105

San: 92

Median Income

Dallas: $69,400

San: $58,600

Side-by-Side Comparison

Metric
Dallas
San Antonio
Winner
🏠

Median Home Price

$370,000
$270,000
San Antonio
🏢

Monthly Rent (Median)

$1,275/mo
$899/mo
San Antonio
💰

Median Household Income

$69,400
$58,600
Dallas
📋

Property Tax Rate

1.8%
1.8%
Tied
📊

Cost of Living Index

100 = national average

105
92
San Antonio
🚗

Avg. Commute

28 min
26 min
San Antonio
📈

Unemployment Rate

3.8%
3.8%
Tied
👥

Median Age

34.8 yrs
34.3 yrs
Dallas

What This Means For You

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Buying Power

A $100,000 salary in Dallas has the same purchasing power as $87,619 in San Antonio — based on each city's cost of living index.

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Housing

Homes in San Antonio cost 27% more (-$100,000 extra). Expect a larger mortgage and down payment.

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Renting

Renting in San Antonio saves you $376/month — $4,512 per year. Median rent: $1,275/mo in Dallas vs $899/mo in San Antonio.

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Property Taxes

On a median-priced home, Dallas owners pay roughly $6,660/year in property taxes vs $4,860/year in San Antonio. Rates are comparable.

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Local Earnings

Median household income is $69,400 in Dallas and $58,600 in San Antonio. San Antonio residents earn 16% more — but remember to factor in cost of living.

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Daily Commute

Average commute is 28 minutes in Dallas vs 26 minutes in San Antonio. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Dallas to San Antonio, here's the salary you'd need:

Salary in DallasEquivalent in San AntonioDifference
$50,000$43,810-$6,190
$75,000$65,714-$9,286
$100,000$87,619-$12,381
$150,000$131,429-$18,571
$200,000$175,238-$24,762

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

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Mortgage Calculator

See monthly payments for homes in either city

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

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Cost of Living

Full cost of living comparison tool

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Home Appreciation

Project future home value growth

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Affordability Calculator

How much home can you afford?

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Property Tax Calculator

Estimate taxes in Dallas or San Antonio

Dallas Calculators

→ Mortgage calculator for Dallas→ Rent vs buy in Dallas

San Antonio Calculators

→ Mortgage calculator for San Antonio→ Rent vs buy in San Antonio

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Dallas vs San Antonio: Common Questions

Is Dallas or San Antonio cheaper to live in?

Based on cost of living indices, San Antonio is cheaper overall. Dallas has a COL index of 105 while San Antonio scores 92 (national average = 100).

How do home prices compare between Dallas and San Antonio?

The median home price in Dallas is $370,000 vs $270,000 in San Antonio — a difference of $100,000 (27%).

What salary do I need in San Antonio to match my Dallas income?

Use the salary equivalence table above. For example, a $100K salary in Dallas is equivalent to $87,619 in San Antonio in terms of purchasing power.

Which city has lower property taxes?

San Antonio has a lower property tax rate (1.8% vs 1.8%). On a median-priced home, that means paying $4,860/year vs $6,660/year.

How does rent compare in Dallas vs San Antonio?

Median monthly rent: $1,275 in Dallas vs $899 in San Antonio. Annualized: $15,300 vs $10,788.

What is the median household income in each city?

Dallas: $69,400/yr. San Antonio: $58,600/yr (Census ACS).

Which city is better for remote workers?

Lower-cost San Antonio typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-04-19.